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1101 N McLane Rd, Payson, AZ, 85541

4beds
2baths
2,220sqft
$757,000
$341price/sqft
$4,621/moest. monthly cost
$184,840/yrincome needed

About This Home

Seller is offering a buyer incentive of $15,000.00 to be used for buyers interest rate buy down, closing costs or credit towards future upgrades. 1+ acre in Payson AZ with NO HOA. DONT MIS OUT! Properties like this don't come along often! RARE opportunity to own a Spectacular 4 bedroom 2 bathroom home on 1.29 acres of useable property in the heart of Payson, AZ! ** 4 bedrooms 2 full bathrooms main floor ** Great room, laundry, kitchen on main floor ** Large AZ room/atrium/office main floor ** Large 4th bedroom/bonus room on 2nd floor with private deck ** Large covered patio ** Concrete circular driveway with two entrances ** two car garage with work area ** beautiful AZ room/office/craft room off of carport ** Fully fenced with corrugated metal privacy fence ** two large chain link fenced areas in back of property ** Separate storage shed ** Dog Run ** Horse property ** RV Parking ** Extra parking for Vehicles, off road, boat and more ** 1.29 acres (Horses allowed!) ** NO HOA ** Close to all amenities yet private seclusion in the heart of Payson Properties like this are Rare! Must see before it's gone!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-20.8 mi
5/10
4/10
Payson High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Wood Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Living-Dining Combo,Kitchen-Dining Combo,Central Vacuum,Vaulted Ceiling(s),Pantry,Master Main Floor
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood,Concrete,Vinyl
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Property

Details

  • Parcel number: 30240036W
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Exterior features: Storage,Dog Run
  • Fencing: Chain Link,N/A - Other
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 1.29 Acres
  • Features: Many Trees,Tall Pines on Lot
  • Lot size dimensions: See map

Parking

  • Total spaces: 3
  • Parking features: Garage & Carport,RV Gated,Parking Pad
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Wildfire
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,827$45,924
Home Insurance $213$2,556
Property Taxes $346$4,152
Electricity $235$2,821
Total$4,621$55,452

Income You'd Need if You Spent...

35% on housing$158,434/yr
40% on housing$138,630/yr
45% on housing$123,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$215
Gila County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$757,000
2026-02-26Price change$773,000
2026-02-15Listed for sale$795,000
2024-07-31Sold$613,000
2024-07-03Listed for sale$659,000
2024-06-24Pending sale$659,000
2024-05-25Price change$659,000
2024-04-28Listed for sale$689,000
2024-04-28Pending sale$689,000
2024-04-18Listed for sale$689,000

For Sale by Agent

AgentTiffany L Mcdaniel
BrokerageARIZONA RESOURCE REALTY

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