295 S JEFFERSON Drive, Payson, AZ, 85541
About This Home
Charming 2 bed, 2.5 bath cabin in the pines of Payson, lovingly maintained by the same family for 70+ years. Originally a one-room cabin acquired in 1955, it was thoughtfully expanded around 1995/1996 while preserving the original structure's charm. Features include an Arizona sunroom, cozy loft sleeping area with ladder access, and a warm, functional layout. Stone facing was added to the exterior chimney in 2016. Enjoy the back patio and fire pit, plus nearby trails, a creek, and panoramic Mogollon Rim views just a short hike away. Ideal as a full-time home or weekend getaway. Charming 2 bed, 2.5 bath cabin in the pines of Payson, lovingly maintained by the same family for 70+ years. The property was originally a one-room cabin acquired by the family in 1955, with a thoughtful addition completed around 1995/1996 that incorporated the original structure. Features include an Arizona sunroom, cozy loft sleeping area with ladder access, and a functional layout full of warmth and character. The most recent upgrade includes stone facing around the exterior chimney, completed in 2016. Enjoy outdoor living with a back patio and fire pit, perfect for relaxing or entertaining. Just a short hike from the property, take in breathtaking panoramic views of the Mogollon Rim. Ideal as a full-time home or weekend getaway, this is a rare opportunity to own a well-cared-for cabin with timeless appeal.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2011
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Log,Log Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Dryer,Washer,Refrigerator,Electric Oven,Electric Cooktop
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Master Downstairs,Vaulted Ceiling(s),Laminate Counters
- Window features: Double Pane Windows,Wood Frames
- Flooring: Carpet,Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Fire Pit,Living Room,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Propane
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,547
- Total interior livable area: 1,547 sqft
Property
Details
- Parcel number: 30281013
Features
- Stories: 1
- Patio & porch: Covered Deck
- Spa features: None,Bath
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.26 Acres
- Features: None,Secluded,Hillside Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Lightning
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,063 | $36,756 |
| Home Insurance | $170 | $2,040 |
| Property Taxes | $277 | $3,324 |
| Electricity | $216 | $2,603 |
| Total | $3,726 | $44,712 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $605,900 |
| 2026-05-21 | Listed for sale | $619,900 |
View on Zillow