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313 W SADDLE MOUNTAIN Road, Phoenix, AZ, 85086

4beds
3baths
2,545sqft
$649,000
$255price/sqft
$4,854/moest. monthly cost
$194,160/yrincome needed

About This Home

Fantastic horse property on a HUGE 1.2-acre lot! The charming single-level home offers 4 beds & 3 baths. Discover a spacious open floor plan paired with tons of natural light, a neutral palette, recessed lights, and tile flooring in common areas. The impressive kitchen boasts SS appliances, granite counters, ample wood cabinetry, and an island w/breakfast bar. The primary bedroom has French doors to the back and an ensuite with dual sinks & a separate tub/shower. Laundry room with ample cabinetry. The fenced-in yard is where you can relax with a covered patio & a citrus tree. Beyond the fence is an expansive open space! Bring your toys, trucks, cars, RVs, & horses - this gem has plenty of space. And of course, you'll love the tranquil mountain views! Don't miss this excellent opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
Desert Mountain SchoolGrades PK-82.7 mi
10/10
Boulder Creek High SchoolGrades 7-123.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Range,Gas Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,2 Master Baths,Full Bth Master Bdrm,Separate Shwr & Tub
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 2,545
  • Total interior livable area: 2,545 sqft

Property

Details

  • Parcel number: 21173022E

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Street(s),Private Yard,RV Hookup
  • Spa features: None
  • Fencing: Back Yard,Partial,Wood
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 1.20 Acres
  • Features: North/South Exposure,Natural Desert Back,Dirt Front,Dirt Back,Auto Timer H2O Front,Natural Desert Front,Auto Timer H2O Back

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Circular Driveway,Shared Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $149$1,788
Property Taxes $1,155$13,860
Electricity $269$3,234
Total$4,854$58,248

Income You'd Need if You Spent...

35% on housing$166,422/yr
40% on housing$145,620/yr
45% on housing$129,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 85086$279
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85086$275
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$659,000
2026-03-12Price change$669,000
2026-02-15Listed for sale$679,000
2025-08-14Listing removed$689,000
2025-05-10Price change$689,000
2025-02-16Price change$699,900
2025-01-18Price change$725,000
2024-12-31Listed for sale$699,000
2014-08-28Sold$262,500
2013-09-02Listing removed$262,500
2013-08-27Price change$262,500
2013-08-05Price change$265,000
2013-07-12Price change$275,000
2013-07-04Price change$274,900
2013-06-30Price change$279,900
2013-06-26Price change$285,000
2013-06-24Price change$319,500
2013-06-20Price change$294,000
2013-06-14Price change$294,500
2013-05-21Price change$299,900
2013-05-15Price change$309,500
2013-05-07Price change$314,100
2013-04-29Price change$314,300
2013-04-25Price change$314,500
2013-04-08Price change$314,800
2013-04-02Listed for sale$314,900
2013-01-08Sold$163,000
2012-10-04Sold$280,466
2006-05-19Sold$250,000
2003-02-18Sold$42,000

For Sale by Agent

AgentDeanne Brevik
BrokerageMy Home Group Real Estate

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