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18274 W SPENCER Drive, Surprise, AZ, 85374

2beds
2baths
1,696sqft
$409,000
$241price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

Experience resort-style living in Arizona Traditions, one of the West Valley's premier gated 55+ communities. This well-maintained Coronado floor plan features 2 beds, 2 baths, a versatile den/flex space, & a 2-car garage w/ built-in storage. Inside, enjoy soaring 13' vaulted ceilings, plantation shutters, granite countertops, SS appliances, & a desirable split floor plan for added privacy. Recent updates include beautifully remodeled primary & guest bathrooms. The flexible den is perfect for a home office, hobby room, or additional living space. Relax outdoors on the large covered patio w/ low-maintenance landscaping. Residents enjoy golf, pools, pickleball, tennis, fitness center, clubhouse, dining, & a full calendar of social activities.Ideal for seasonal or full-time living!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-121.3 mi
8/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Continental

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Range,Gas Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Non-laminate Counter,High Speed Internet,Granite Counters,Double Vanity,No Interior Steps,Vaulted Ceiling(s),Kitchen Island,3/4 Bath Master Bdrm
  • Window features: Skylight(s),Double Pane Windows
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Property

Details

  • Parcel number: 50376129
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 5,050 sqft
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front,Synthetic Grass Back

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Wildfire
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance $97$1,164
Property Taxes $149$1,788
Electricity $216$2,603
Total$2,530$30,360

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$190
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$409,000
2015-04-10Sold$226,000
2015-02-03Price change$233,000
2014-09-25Listed for sale$238,000
2007-08-02Sold$250,848

For Sale by Agent

AgentJessica Rule
BrokerageThe Ave Collective

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