972 E ARMETTA Drive, Camp Verde, AZ, 86322
About This Home
Location, Location, Location! Don't miss this exceptional opportunity to own a well-built home in the highly sought-after Fort Lincoln Estates. Situated on just under 3 acres with river rights, this property offers privacy, space, and endless potential. This sturdy stilt home was custom built by the owner, an engineer, with quality construction and lasting durability in mind. Inside, you'll find distinctive live-edge juniper shelving, custom juniper window trim, a built-in wet bar, and custom kitchen cabinetry that showcase the home's unique craftsmanship. This home is a 1 bedroom with loft added during remodel in 2011 which could be 2nd bdrm. Great opportunity to personalize it to your own style. Fabulous RIVER location; potential Air BnB, rental, your call. Buyer to verify all. R1L-35.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Wood Siding,ICFs (Insulated Concrete Forms)
Other
- Builder name: Nelson
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Gas Range,Built-In Gas Oven
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Breakfast Bar,Laminate Counters
- Window features: Wood Frames
- Flooring: Sustainable
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,162
- Total interior livable area: 1,162 sqft
Master Bedroom
- Level: Second
- Area: 144
- Dimensions: 12.00 x 12.00
Property
Details
- Parcel number: 40411008
Features
- Stories: 2
- Patio & porch: Covered Deck
- Exterior features: Balcony
- Spa features: None
- Fencing: Partial
- Has view: Yes
- View description: Panoramic,Trees/Woods,Mountain(s)
- Horses can be raised: Yes
Lot
- Lot size: 2.92 Acres
- Features: None,Rural,Dirt Front,Dirt Back,Grass Front
Parking
- Total spaces: 4
- Parking features: Attached Carport
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Yavapai County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance | $121 | $1,452 |
| Property Taxes | $150 | $1,800 |
| Electricity | $216 | $2,603 |
| Total | $2,762 | $33,144 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $450,000 |
View on Zillow