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580 S Yorba Lane Lane, Cottonwood, AZ, 86326

5beds
4baths
4,975sqft
$2,699,000
$543price/sqft
$15,820/moest. monthly cost
$632,800/yrincome needed

About This Home

Riverside Luxury Awaits Experience the pinnacle of Arizona living in this exclusive 4,975-square-foot estate, where the tranquil Verde River flows directly through your own backyard. Situated on a private 2.5-acre lot, the grounds are a lush, meticulously landscaped sanctuary featuring vibrant green lawns, fruitful nut trees, and flourishing vines. While the home sits elegantly on a bluff safely elevated from the flood plain, the backyard features a series of stunning terraced gardens that lead you down to the water's edge. Inside, the home defines sophistication with a chef's kitchen and a palatial Master Suite, both boasting natural stone countertops and premium, highly upgraded fixtures. The master retreat offers a spa-like experience with a massive walk-in closet, a full master bathroom, and seamless direct access to the pool area. Designed for both productivity and wellness, the expansive floor plan includes four spacious bedrooms, a private office, and a dedicated gym. From the grand, gated entry to the elegant paver drive, every detail of this property radiates prestige and peace. The indoor kitchen is large with significant working space around the island. Out doors there is a Wood Fired Kitchen and a Propane heated grill. The property is filled with detail luxury at every corner. Heating and Cooling was updated in 2022 with Bosh Inverter Technology. The seer Rating is truly 20 SEER and the highest rated Bosh equipment available for this application.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
2/10
Mingus Online AcademyGrades 8-121.1 mi
3/10
Mingus Union High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Water Softener Owned,Reverse Osmosis,Refrigerator,Dishwasher,Electric Oven,Gas Cooktop,Built-In Electric Oven
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Quartz Countertops,Granite Counters,Double Vanity,Master Downstairs,Eat-in Kitchen,Breakfast Bar,Central Vacuum,Roller Shields,Vaulted Ceiling(s),Wet Bar,Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens,Double Pane Windows,Mechanical Sun Shds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Fire Pit,Exterior Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: HVAC SEER Rating,Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,975
  • Total interior livable area: 4,975 sqft

Property

Details

  • Parcel number: 40604027W

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool,Fenced,Heated
  • Patio & porch: Covered Deck,Covered,Patio
  • Exterior features: Rain Gutters,Playground,Balcony,Misting System,Private Street(s),Private Yard,Screened in Patio(s),Built-in Barbecue,RV Hookup
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Perimeter,Front Yard,Back Yard,Chain Link,Wrought Iron
  • Has view: Yes
  • View description: City,Panoramic,River,Trees/Woods,City Lights,Mountain(s)
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Horses can be raised: Yes

Lot

  • Lot size: 2.56 Acres
  • Features: Rural,Hillside Lot,Waterfront,Grass Front,Grass Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 13
  • Parking features: Off Street,Attached,Gated,Garage Door Opener,Extended Length Garage,Circular Driveway,Attch'd Gar Cabinets,Over Height Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Hail
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,647$163,764
Home Insurance $748$8,976
Property Taxes $899$10,788
Electricity $526$6,322
Total$15,820$189,840

Income You'd Need if You Spent...

35% on housing$542,400/yr
40% on housing$474,600/yr
45% on housing$421,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$205
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$2,699,000
2011-07-15Sold$455,000
2011-03-05Price change$469,900
2011-02-24Price change$474,900
2011-02-16Price change$479,900
2011-01-30Price change$487,897
2011-01-20Price change$487,898
2011-01-02Price change$487,899
2010-12-20Listed for sale$487,900
2010-07-26Sold$226,500
2010-06-11Price change$539,500
2010-04-23Listed for sale$549,900

For Sale by Agent

AgentRobert Witt
BrokerageBerkshire Hathaway Home Servic

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