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2515 Thoreau Dr, Fort Collins, CO, 80524

4beds
2baths
1,928sqft
$529,900
$275price/sqft
$3,328/moest. monthly cost
$133,120/yrincome needed

About This Home

Your next home just became even more affordable! Beautifully updated 4 bedroom, 2 bath home in a desirable Fort Collins neighborhood with access to a community pool and park. This well maintained home features a brand new HVAC system installed in 2025, providing year-round comfort and added peace of mind. The versatile floor plan offers four bedrooms, giving you the flexibility to create a home office, fitness room, guest space, or hobby room to fit your lifestyle. Enjoy mature landscaping, a spacious 3-car garage, and a prime location just minutes from shopping, dining, schools, and everything Fort Collins has to offer. Don't miss this excellent value and the opportunity to own a move-in ready home in one of Fort Collins' established neighborhoods!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
54
BikeBikeable

Schools

9/10
Tavelli Elementary SchoolGrades PK-51.5 mi
5/10
Lincoln Middle SchoolGrades 6-84.3 mi
7/10
Poudre High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone

Other

  • Builder model: Kentucky
  • Builder name: Journey Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Rough-in for Radon

Bedroom2

  • Level: Lower
  • Area: 110
  • Dimensions: 11 x 10

Bedroom3

  • Level: Basement
  • Area: 80
  • Dimensions: 8 x 10

Bedroom4

  • Level: Basement
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Family Room

  • Level: Main
  • Area: 195
  • Dimensions: 15 x 13

Features

  • Cathedral Ceiling(s),Open Floorplan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Finished area above ground: 1,405

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,405
  • Total interior livable area: 1,928 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Laundry

  • Level: Upper
  • Area: 49
  • Dimensions: 7 x 7

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 192
  • Dimensions: 12 x 16

Recreation Room

  • Level: Basement
  • Area: 156
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: R1628341
  • Zoning: LMN
  • Special condition: Private Owner

Features

  • Levels: Tri-Level
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 5,820 sqft
  • Features: Deciduous Trees,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$234$2,808
Property Taxes $229$2,748
Electricity $186$2,232
Total$3,328$39,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,102/yr
40% on housing$99,840/yr
45% on housing$88,746/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$234
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$529,900
2026-06-23Price change$545,000
2026-05-22Listed for sale$560,000
2015-08-26Sold$239,500
2011-06-10Listing removed$208,900
2011-01-30Price change$208,900
2010-09-23Price change$210,000
2010-09-22Price change$222,900
2010-09-11Price change$210,000
2010-09-08Price change$222,900
2010-09-06Price change$210,000
2010-05-01Listed for sale$222,900
2007-05-04Sold$218,613

For Sale by Agent

AgentAmanda Sanchez
BrokerageBerkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

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