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13016 Terrace Brook Pl, Temple Terrace, FL, 33637

4beds
2baths
1,922sqft
$436,000
$227price/sqft
$3,286/moest. monthly cost
$131,440/yrincome needed

About This Home

This stunning one-story block home in the Hidden Oaks community of Temple Terrace offers a rare combination of spacious living and serene waterfront beauty, featuring 4 bedrooms, 2 bathrooms, and a 2-car garage. The heart of the home is a chef-inspired kitchen complete with granite countertops, modern cabinetry, and a gas stove, all flowing toward a west-facing backyard designed for breathtaking sunset views over the pond. Recent upgrades include New AC in 2025, Kitchen Cabinets Refacing and Flooring updates in 2026. The community features well-maintained sidewalks and a playground, perfect for evening strolls. With exceptionally low HOA fees and no CDD, this property provides incredible value in a prime location just minutes from I-75, I-4, USF, major hospitals-the VA Hospital, Moffitt Cancer Center, and AdventHealth., and the nature trails and boardwalks of Lettuce Lake Park.

Getting Around

22
WalkingCar-Dependent
22
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

3/10
2/10
Greco Middle SchoolGrades 6-81.2 mi
4/10
Armwood High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 1,922 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 306
  • Dimensions: 18x17

Primary Bedroom

  • Features: Tub With Shower,Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: T122819833D0000000051.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5,250 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,204$26,448
Home Insurance *$221$2,652
Property Taxes $664$7,968
Electricity $197$2,366
Total$3,286$39,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,662/yr
40% on housing$98,580/yr
45% on housing$87,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 33637$143
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33637$224
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$445,000
2026-04-16Listed for sale$474,000
2024-05-14Sold$436,000
2024-05-10Pending sale$449,900
2024-04-03Price change$449,900
2024-04-01Price change$463,900
2024-03-06Price change$465,000
2024-02-13Price change$469,000
2024-02-02Price change$472,900
2024-01-21Price change$475,000
2024-01-11Price change$485,000
2024-01-08Price change$498,900
2023-12-13Price change$499,900
2023-11-24Price change$525,000
2023-11-22Price change$531,000
2023-11-13Price change$536,900
2023-11-06Price change$537,900
2023-11-03Price change$538,900
2023-10-27Price change$539,900
2023-10-24Price change$540,900
2023-10-17Price change$541,900
2023-10-09Price change$542,900
2023-10-02Price change$543,900
2023-09-26Price change$544,900
2023-09-18Listed for sale$545,900
2023-06-02Sold$360,100
2019-12-11Listing removed$1,650
2006-04-12Sold$98,000

For Sale by Agent

AgentSumanth Katta
BrokeragePREMIER ATLAS REALTY CORP

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