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12209 CITRUS LEAF DRIVE, Gibsonton, FL, 33534

4beds
3baths
2,870sqft
$460,000
$160price/sqft
$3,678/moest. monthly cost
$147,120/yrincome needed

About This Home

Beautifully Updated 6-Bedroom Home in South Bay Lakes – No CDD & Low HOA! Originally built as a 4-bedroom, 2.5-bath home with a 3-car garage, this spacious residence has been thoughtfully updated to feature 6 bedrooms and 3 full bathrooms. According to the Property Appraiser's Office, the additional bedrooms and bathroom are scheduled to be reflected in the county records in November 2026. Buyer to verify room dimensions and county records. Situated near the end of a quiet cul-de-sac, this home welcomes you through grand double entry doors into a bright, open-concept floor plan. The formal living room, formal dining room, and spacious family room seamlessly flow together, with the beautifully updated kitchen serving as the heart of the home—perfect for entertaining family and friends. The kitchen features updated cabinetry, granite countertops, a breakfast bar, stylish tile backsplash, Samsung appliances, a new kitchen sink and hardware, updated cabinet hardware, and a convenient wall-mounted pot filler. Additional interior upgrades include beautiful wood flooring throughout, a custom built-in entertainment center, new baseboards, and elegant crown molding. Recent improvements include: New roof (2025), New gutters (2025), Hurricane-impact windows installed in 2026, Two A/C units (2017 and 2025), Water heater (2017), Water softener (2017), Arlo security system with subscription prepaid through next year Solar energy system installed in 2017, consisting of 40 panels. Of those, 32 panels are fully paid off, while the remaining 8 panels are leased for only $61 every month, providing excellent energy efficiency and long-term savings. The oversized primary suite offers a relaxing sitting area, a luxurious ensuite bath with a soaking tub, tiled walk-in shower, granite countertops, and two spacious walk-in closets. The upstairs laundry room features additional cabinetry. Residents of South Bay Lakes enjoy access to a community pool and park. Conveniently located near shopping centers, restaurants, the new VA Annex facility, St. Joseph's Hospital, I-75, Gulf Coast beaches, and MacDill Air Force Base, this home offers the perfect combination of comfort, convenience, and value. ***WASHER/DRYER DO NOT CONVEY. FRIDGE TO BE REPLACED WITH THE ONE IN THE GARAGE.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Corr Elementary SchoolGrades PK-51.8 mi
3/10
Eisenhower Middle SchoolGrades 6-82.0 mi
4/10
East Bay High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Other
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Luxury Vinyl,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,732
  • Total interior livable area: 2,870 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: First
  • Area: 190
  • Dimensions: 19x10

Other

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Other

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 450
  • Dimensions: 30x15

Property

Details

  • Parcel number: U35301974S00000100018.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Sidewalk
  • Fencing: Vinyl

Lot

  • Lot size: 9,311 sqft
  • Lot size dimensions: 70.01 x 133

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Lightning
Hail
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$378$4,536
Property Taxes $686$8,232
Electricity $288$3,465
Total$3,678$44,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,102/yr
40% on housing$110,340/yr
45% on housing$98,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 33534$136
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33534$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$460,000
2026-07-13Listed for sale$490,000
2023-11-03Sold$375,000
2023-10-04Pending sale$390,000
2023-09-17Listed for sale$390,000
2016-09-29Sold$197,000
2016-08-16Pending sale$200,000
2016-08-10Listed for sale$200,000
2016-07-19Pending sale$200,000
2016-07-08Listed for sale$200,000
2006-05-08Sold$336,200

For Sale by Agent

AgentRosnel Dufort
BrokerageCHARLES RUTENBERG REALTY INC

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