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22921 SW 88th Pl Unit 304, Cutler Bay, FL, 33190

3beds
2baths
1,264sqft
$310,000
$245price/sqft
$2,060/moest. monthly cost
$82,400/yrincome needed

About This Home

GORGEOUS CONDO IN SOUGHT-AFTER ISLES OF BAYSHORE COMMUNITY. 3 BEDROOM, 2 BATHROOM WITH NEWLY INSTALLED WOOD FLOORS THROUGHOUT. INCLUDES FULL ACCESS TO A BEAUTIFUL CLUBHOUSE WITH GYM AND INFINITY POOL WITH HOT TUB.

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

5/10
Cutler Bay MiddleGrades 6-82.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedroom
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: 3660160231880
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Exterior features: None
  • Spa features: Community
  • Has view: Yes
  • View description: Garden

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$87$1,044
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,060$24,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,628/yr
40% on housing$61,800/yr
45% on housing$54,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$220
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$305,000
2026-08-04Price change$308,000
2026-07-08Price change$310,000
2026-06-13Price change$312,000
2026-05-21Listed for sale$320,000
2025-09-10Listing removed$350,000
2025-06-06Price change$350,000
2025-06-04Price change$340,000
2025-06-02Listed for sale$330,000
2025-02-14Listing removed$385,000
2025-02-06Listed for sale$385,000
2025-01-03Listing removed$2,270
2024-12-31Price change$2,300
2024-12-11Listed for rent$2,325
2018-02-03Listing removed$1,475
2018-01-17Price change$1,475
2017-12-14Listed for rent$1,550
2015-11-12Listing removed$1,350
2015-11-10Listed for rent$1,350
2014-11-11Listing removed$1,600
2014-09-18Listed for rent$1,600
2008-01-10Sold$200,000

For Sale by Agent

AgentOscar Cruz
BrokerageHomelux International Realty, Inc.

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