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39644 Harbor Hills Blvd, Lady Lake, FL, 32159

3beds
2baths
2,009sqft
$419,000
$209price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

3BR/2BA, with office, on an oversized .64-acre lot with a peaceful pond view. Major updates: ROOF 2025, A/C 2023, brand new water heater and water softener. Features a bonus golf-cart garage, large screened rear patio/lanai, upgraded office with new flooring & cabinets, fully functional irrigation system, new privacy blinds & curtains, fresh interior & garage paint, and new cabinet hardware. Located in Harbor Hills — an all-age, 24-hour guard-gated community on one of Central Florida’s higher elevations with a canal to Lake Griffin. Community amenities for Club Members include Country Club, golf, tennis, pool, racquetball, fitness center, boat dock, pickleball and social clubs (memberships sold separately). Close to shopping, hospitals and entertainment; approx. 8 minutes to The Villages, 15 to Leesburg, 45 to Ocala, 1 hour to Disney World and 2 hours to Tampa. Ideal for golf/active-adult lifestyle and outdoor living. Come take a look today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Carver Middle SchoolGrades 6-87.3 mi
2/10
Leesburg High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,538
  • Total interior livable area: 2,009 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 13182405050BB02100
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.63 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$221$2,652
Property Taxes $525$6,300
Electricity $202$2,426
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$127
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$419,000
2026-02-20Listed for sale$425,000
2025-05-29Sold$410,000
2025-04-21Pending sale$424,900
2025-04-10Price change$424,900
2024-11-11Listed for sale$434,900
2024-11-02Pending sale$434,900
2024-10-15Price change$434,900
2024-09-18Listed for sale$445,000
2024-09-15Pending sale$445,000
2024-09-13Price change$445,000
2024-09-12Price change$345,000
2024-08-27Listed for sale$449,900
2024-08-06Listing removed--
2024-07-13Price change$449,900
2024-02-22Price change$474,900
2024-02-06Listed for sale$499,000
2006-06-09Sold$308,000

For Sale by Agent

AgentAaron Zmek
BrokerageFLORIDA ADVANTAGE REALTY GROUP

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