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1660 ELKHART CIRCLE, Tavares, FL, 32778

3beds
2baths
1,100sqft
$179,900
$164price/sqft
$1,517/moest. monthly cost
$60,680/yrincome needed

About This Home

Lake Frances Estates Own the Land • No Lot Rent • 55+ Golf Cart Community A Rare Opportunity in One of Tavares’ Most Desirable 55+ Communities Welcome to one of the newest and most desirable homes in Lake Frances Estates, where you own the land—there is NO lot rent! This beautifully maintained residence offers the perfect blend of comfort, convenience, and an active Florida lifestyle in a friendly, golf cart–friendly community. Property Highlights Major Improvements Roof replaced in 2021 Energy-efficient double-pane windows installed in 2020 Professional re-leveling completed in 2026 Additional structural repairs completed following severe weather New storage/workshop shed installed in 2014 Transferable termite protection contract available to the new owner for approximately $200 a year Rare 3-Bedroom Floor Plan Finding a 3-bedroom, 2-bath home in Lake Frances is uncommon, making this property especially desirable. Whether you need extra space for guests, hobbies, or a home office, this spacious layout offers flexibility for today’s lifestyle. Additional features include: Convenient indoor laundry room Abundant storage throughout the home Practical floor plan designed for everyday comfort and functionality Beautiful Outdoor Setting Significant landscaping improvements have enhanced the curb appeal of this home. A large tree was professionally removed and replaced with a beautiful Bimini tree, creating an attractive, low-maintenance outdoor environment you’ll enjoy for years to come. Enjoy the Florida Lifestyle Leave the car at home and take your golf cart into downtown Tavares, America’s Seaplane City. Enjoy waterfront dining, festivals, shopping, entertainment, parks, and year-round community events—all without worrying about parking or high fuel costs. Why You’ll Love This Home Own the land—No lot rent Sought-after 55+ community Golf cart-friendly lifestyle One of the newer homes in Lake Frances Rare 3-bedroom, 2-bath floor plan Numerous major updates already completed Move-in ready with excellent long-term value Schedule Your Private Showing Today Opportunities like this don’t come along often. If you’ve been searching for a spacious, well-maintained home in one of Central Florida’s most desirable 55+ communities, this is one you won’t want to miss. Make your appointment today and discover why Lake Frances Estates is such a wonderful place to call home.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Tavares Elementary SchoolGrades PK-50.4 mi
5/10
Tavares Middle SchoolGrades 6-83.4 mi
4/10
Tavares High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Thermostat
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 280
  • Dimensions: 20x14

Primary Bathroom

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 211926048500076200
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s),Irrigation System

Lot

  • Lot size: 5,868 sqft
  • Lot size dimensions: 100 x 52

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$104$1,248
Property Taxes $307$3,684
Electricity $197$2,366
Total$1,517$18,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,011/yr
40% on housing$45,510/yr
45% on housing$40,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$144
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$179,900
2026-07-25Listed for sale$179,900
2025-07-10Sold$158,945
2025-06-09Pending sale$167,000
2025-06-03Price change$167,000
2025-05-01Price change$172,000
2025-03-11Price change$175,900
2025-02-24Price change$184,500
2025-01-19Price change$188,500
2024-10-16Price change$190,000
2024-09-20Listed for sale$194,000
2019-07-11Sold$107,500
2019-05-31Listed for sale$115,000
2019-05-31Pending sale$115,000
2019-05-16Listed for sale$115,000
2017-10-26Sold$56,000
2014-02-14Sold$55,000
2013-11-07Listed for sale$65,000
2005-01-12Sold$22,500
2003-10-29Sold$18,500

For Sale by Agent

AgentJosh Duclos
BrokerageOLYMPUS EXECUTIVE REALTY INC

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