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2144 Continental St, Saint Cloud, FL, 34769

5beds
3baths
2,093sqft
$395,000
$189price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Under contract-accepting backup offers. Great opportunity for investors or families seeking a spacious and versatile home! This tenant-occupied property features a bright, open-concept layout with a spacious kitchen that flows seamlessly into the living and dining areas—perfect for everyday living and entertaining. The home has been thoughtfully updated with laminate flooring throughout (2025), a new roof (2024), and a water heater and AC system from 2019, offering both style and peace of mind. Step outside to enjoy a large patio, ideal for gatherings, relaxation, or creating your own outdoor oasis. The garage has been converted into a private efficiency with its own entrance, providing excellent potential for rental income, multi-generational living, or guest accommodations. Located in the desirable Anthem Park community, this property offers comfort, functionality, and a prime location close to schools, shopping, and major roadways.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Neptune Elementary SchoolGrades PK-50.9 mi
7/10
Neptune Middle SchoolGrades 6-81.8 mi
4/10
St. Cloud High SchoolGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Features

  • Ceiling Fan(s),Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,663
  • Total interior livable area: 2,093 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Level: First
  • Area: 475
  • Dimensions: 25x19

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 270
  • Dimensions: 18x15

Property

Details

  • Parcel number: 092630005500011100
  • Zoning: SPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 9,801 sqft
  • Lot size dimensions: 80 x 122

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Hurricane
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$278$3,336
Property Taxes $529$6,348
Electricity $210$2,527
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$143
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$395,000
2026-04-16Price change$395,000
2026-03-27Price change$399,900
2026-03-21Price change$410,000
2026-02-24Price change$420,000
2026-02-13Listed for sale$445,000
2026-01-13Listing removed$479,000
2025-11-10Listed for sale$479,000
2024-12-13Sold$382,000
2024-11-08Pending sale$388,000
2024-10-30Listed for sale$388,000
2017-03-20Sold$205,000
2017-01-28Price change$205,000
2017-01-09Listed for sale$209,900
2011-09-28Sold$121,000
2011-06-17Listed for sale$104,900
2006-06-13Sold$306,300

For Sale by Agent

AgentAdry Narvaez
BrokerageEXP REALTY LLC

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