See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

110 N Main St, Union Bridge, MD, 21791

2beds
2baths
1,056sqft
$538,500
$510price/sqft
$3,867/moest. monthly cost
$154,680/yrincome needed

About This Home

PRICE REDUCED! Calling all contractors, car enthusiasts, hobbyists, and savvy investors—this completely reimagined property at 110 N Main St is now priced to sell and offers an incredible amount of upside potential! Featuring a fully remodeled 2-bedroom, 1.5-bath ranch home, this turn-key residence delivers total peace of mind with all-new windows, a brand-new HVAC system, updated electrical, fresh paint, flooring, siding, and more. Best of all, this property is USDA eligible for financing, making homeownership or investment even more accessible. Unparalleled Workshop & Garage Space: The true showstopper for hobbyists or business owners is the massive 2,600+ sq. ft. shop garage boasting 10 to 12-foot ceilings, three oversized bay doors (12'x12', 10'x10', and 8'x8'), plus an additional detached garage for everyday parking or extra utility. Incredible Development & Investment Upside: Unlock the full potential of this offering! You can easily reconfigure the lot lines, build a single-family home, a duplex, or explore multi-family dwellings. The sale includes an additional, separately deeded building lot with water and sewer taps already installed—saving you tens of thousands in upfront impact fees. Whether you want to build, expand, rent, or enjoy the ultimate workshop setup, opportunities with this much ready-to-go infrastructure are rare. Schedule your showing today!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Northwest Middle SchoolGrades 6-85.3 mi
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Full,Interior Entry,Exterior Entry,Partially Finished,Unfinished,Walk-Out Access,Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Entry Level Bedroom,Floor Plan - Traditional,Other
  • Flooring: Hardwood,Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Programmable Thermostat,Heat Pump,Wall Unit,Zoned,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0712006543
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Sidewalks

Lot

  • Lot size: 9,000 sqft
  • Features: Additional Lot(s)

Parking

  • Total spaces: 10
  • Parking features: Storage,Garage Faces Front,Garage Faces Side,Oversized,Other,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,722$32,664
Home Insurance *$221$2,652
Property Taxes $643$7,716
Electricity $281$3,374
Total$3,867$46,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,582/yr
40% on housing$116,010/yr
45% on housing$103,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 21791
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21791$244
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$319,500
2026-08-14Price change$525,000
2026-06-23Price change$329,500
2026-06-04Price change$339,500
2026-05-14Listed for sale$538,500
2025-08-29Sold$225,000
2025-08-13Pending sale$259,900
2025-07-29Price change$259,900
2025-07-01Price change$279,900
2025-06-16Price change$299,900
2025-06-01Price change$310,000
2025-05-09Listed for sale$325,000

For Sale by Agent

AgentStanley Groves
BrokerageRE/MAX Advantage Realty

Similar Homes