See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7101 Bay Front Dr APT 301, Annapolis, MD, 21403

1beds
1baths
1,000sqft
$275,000
$275price/sqft
$2,019/moest. monthly cost
$80,760/yrincome needed

About This Home

Perhaps the finest Annapolis has to offer...A premiere, resort style retirement living option for those 60+ Time to let someone one else take care of the daily cooking and cleaning, you only need to relax, socialize with your friends and enjoy all Annapolis, Md has to offer! One monthly fee takes care of ALL utilities, daily meal, weekly cleaning, taxes, insurance, garage parking, maintenance/replacement of all appliances and HVAC. You've earned this!

Getting Around

26
WalkingCar-Dependent
23
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-82.0 mi
5/10
Annapolis High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick

Other

  • Builder model: CHESTER

Type & Style

  • Home type: Cooperative
  • Architectural style: Coastal,Contemporary,Ranch/Rambler
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Self Cleaning Oven,Cooktop,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Washer In Unit,Dryer In Unit,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Combination Dining/Living,Elevator,Entry Level Bedroom,Primary Bath(s),Open Floorplan
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Elevator Installed,Grip-Accessible Features

Details

  • Parcel number: 020606190223188
  • Attached to another structure: Yes
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Enclosed,Screened
  • Exterior features: Extensive Hardscape,Lighting,Lawn Sprinkler,Storage,Sidewalks,Street Lights,Underground Lawn Sprinkler,Balcony
  • Has view: Yes
  • View description: Panoramic,Scenic Vista,Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Rip-Rap,Park,Bay
  • Waterbody name: Chesapeake Bay
  • Frontage length: Water Frontage Ft: 1000

Lot

  • Features: Private,Landscaped,Fishing Available

Parking

  • Total spaces: 1
  • Parking features: Covered,Handicap Parking,Lighted,Private,Secured,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$65$780
Property Taxes $283$3,396
Electricity $281$3,374
Total$2,019$24,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,222/yr
40% on housing$60,570/yr
45% on housing$53,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$330
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$300,000
2025-12-18Listing removed$265,000
2025-12-12Listed for sale$265,000
2025-11-25Listing removed$265,000
2025-11-05Listed for sale$265,000

For Sale by Agent

AgentDiane Gavin
BrokerageLong & Foster Real Estate, Inc.

Similar Homes