See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

66 Franklin St Unit 418, Annapolis, MD, 21401

2beds
3baths
1,800sqft
$995,000
$553price/sqft
$6,763/moest. monthly cost
$270,520/yrincome needed

About This Home

Experience the ultimate “lock & leave” lifestyle in the heart of downtown Annapolis in this rare, two-story Condo at Actons Landing with convenient elevator access to each floor. The main level is sun-drenched with banks of windows outfitted with plantation shutters, 9-foot ceilings, crown molding, custom built-ins, and a gourmet granite and stainless kitchen and half bath. The lower-level hosts two primary suites with walk-in showers and an abundance of storage space. Premium amenities elevate your comfort, an assigned garage parking space, a private fitness center, library, and concierge service. Step outside and find yourself just one block from Church Circle, Spa Creek, fine dining, boutique shopping, and the water taxi.

Getting Around

95
WalkingWalker's Paradise
43
TransitSome Transit
56
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Transitional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Bathroom2

  • Features: Flooring - Tile/Brick
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - HardWood
  • Level: Upper

Features

  • Ceiling Fan(s),Combination Kitchen/Dining,Crown Molding,Dining Area,Family Room Off Kitchen,Primary Bath(s),Recessed Lighting,Soaking Tub,Bathroom - Stall Shower,Walk-In Closet(s),Other,Built-in Features,Entry Level Bedroom,Kitchen - Country,Kitchen - Gourmet,Kitchen - Table Space,Pantry,Upgraded Countertops,9'+ Ceilings,High Ceilings
  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Foyer

  • Level: Upper

Half Bath

  • Features: Flooring - HardWood
  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Natural Gas,Other
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Features: Granite Counters,Breakfast Room,Dining Area,Double Sink,Flooring - HardWood,Eat-in Kitchen,Kitchen - Gas Cooking
  • Level: Upper

Living Room

  • Features: Flooring - HardWood
  • Level: Upper

Primary Bathroom

  • Features: Granite Counters,Double Sink,Flooring - Tile/Brick
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 020600590227283
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Extensive Hardscape,Lighting,Sidewalks,Other,Street Lights
  • Waterfront features: Canoe/Kayak,Fishing Allowed,Public Access
  • Waterbody name: Spa Creek

Lot

  • Features: Downtown

Parking

  • Total spaces: 1
  • Parking features: Inside Entrance,Garage Door Opener,Assigned,Parking Space Conveys,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$249$2,988
Property Taxes $1,202$14,424
Electricity $281$3,374
Total$6,763$81,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,874/yr
40% on housing$202,890/yr
45% on housing$180,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$355
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$995,000
2025-02-11Sold$925,000
2025-02-10Pending sale$999,900
2025-01-23Contingent$999,900
2025-01-16Listed for sale$999,900
2024-07-30Listing removed$999,900
2024-06-13Price change$999,900
2024-05-09Price change$1,125,000
2024-04-17Listed for sale$1,175,000
2022-01-10Sold$695,000
2021-11-24Pending sale$725,000
2021-11-24Contingent$725,000
2021-11-08Listed for sale$725,000
2018-01-14Listing removed$2,650
2017-12-11Price change$2,650
2017-10-16Listed for rent$2,800
2009-12-15Sold$467,250
2009-08-08Listing removed$718,000
2008-09-30Listed for sale$718,000

For Sale by Agent

AgentJenn Klarman
BrokerageLong & Foster Real Estate, Inc.

Similar Homes