9510 Ethan Ridge Dr, Frederick, MD, 21704
About This Home
Positioned on a premium corner lot in the award-winning Villages of Urbana, this beautifully maintained 4-bedroom, 3.5-bath residence seamlessly blends timeless architectural charm with modern functionality. Framed by durable HardiePlank® siding and a rear-entry two-car garage, the home welcomes you with an expansive wraparound porch, the ultimate spot to unwind while enjoying the added privacy of a premier lot. Inside, natural light pours across formal living and dining spaces adorned with elegant crown molding and decorative columns. At the heart of the home, the chef-friendly kitchen boasts rich maple cabinetry, granite countertops, an oversized center island with seating for four, and an adjacent family room anchored by a cozy gas fireplace. Upstairs, the primary suite serves as a tranquil haven featuring tray ceilings and a spa-like bath with dual vanities and a soaking tub. Three additional flexible bedrooms and a convenient upper-level laundry complete the floor. Downstairs, the finished walk-up basement offers versatile space for a media room, gym, or rec area, along with abundant storage. To top it off, the seller is offering brand-new carpet before settlement OR a closing credit, plus a 2-year home warranty. Select furnishings are also available for purchase. Live the ultimate resort lifestyle with access to Urbana’s famous lazy river pool, clubhouses, sports courts, miles of trails, and the vibrant Market District—all just minutes from I-270.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Slab
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Oven,Gas Water Heater
Basement
- Area: 1495
Basement
- Has basement: Yes
- Basement: Partial,Connecting Stairway
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,863
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,358
- Total interior livable area: 2,863 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1107248490
- Zoning: RE
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 7,557 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Public,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $1,000 | $12,000 |
| Electricity | $364 | $4,377 |
| Total | $5,812 | $69,744 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $850,000 |
| 2007-10-15 | Sold | $540,330 |
View on Zillow