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199 Riverside Dr, Elkton, MD, 21921

3beds
3baths
3,993sqft
$634,900
$159price/sqft
$4,550/moest. monthly cost
$182,000/yrincome needed

About This Home

Professional pics coming soon Welcome to 199 Riverside Drive — Where Space, Style & Serenity Come Together. Nestled in the prestigious Gilpin Farms community along the highly sought-after Riverside Drive corridor in Elkton, MD, this magnificent residence delivers nearly 4,000 square feet of thoughtfully designed living space that truly has it all. Gilpin Farms is renowned for its upscale character, generous lot sizes, and the kind of quiet, established neighborhood feel that is increasingly hard to find — and 199 Riverside Drive sits at the heart of it all on a sprawling corner lot of over 2.4 acres. From the moment you arrive, the curb appeal is undeniable — dual front porches, lush professional landscaping, and a commanding presence that sets the tone for everything inside. The main level is nothing short of impressive. Three generously sized bedrooms, two large living rooms each anchored by their own fireplace, and a dedicated study/office that flows effortlessly as a fourth bedroom when needed. The heart of the home is a large eat-in kitchen featuring an oversized island, an abundance of cabinetry, and counter space that will satisfy even the most demanding home chef. Step out to the large screened porch and let the peaceful surroundings do the rest. Connecting the main house to the garage, the expansive family room is a true showstopper — equally at home as an entertainer's paradise, a game room, or the ultimate space to display a prized collection. Head downstairs and discover a lower level built for game days and gatherings, complete with outside access and the flexibility to function as a full in-law suite. Every square foot of this home has been designed with purpose. Outside, the resort-style backyard centers around a stunning in-ground pool, surrounded by manicured grounds that make this property feel less like a home and more like a private retreat. Over 2.4 acres. Nearly 4,000 sq ft. One of Elkton's most coveted addresses. 199 Riverside Drive isn't just a home — it's a lifestyle.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
Elkton Middle SchoolGrades 6-80.7 mi
4/10
Elkton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Rear Entrance,Partial,Partially Finished

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Bedroom3

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 88
  • Dimensions: 8 X 11

Family Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 300
  • Dimensions: 20 X 15

Features

  • Attic,Breakfast Area,Combination Kitchen/Dining
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 813
  • Finished area above ground: 3,180

Game Room

  • Level: Lower
  • Area: 425
  • Dimensions: 17 X 25

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,470
  • Total interior livable area: 3,993 sqft

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 350
  • Dimensions: 25 X 14

Laundry

  • Level: Lower
  • Area: 208
  • Dimensions: 16 X 13

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 360
  • Dimensions: 24 X 15

Other

  • Features: Flooring - Other
  • Level: Main
  • Area: 420
  • Dimensions: 20 X 21

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 247
  • Dimensions: 19 X 13

Screened Porch

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Study

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0803014967
  • Zoning: UR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Screened Porch

Lot

  • Lot size: 2.44 Acres

Parking

  • Total spaces: 6
  • Parking features: Oversized,Inside Entrance,Storage,Asphalt,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$246$2,952
Property Taxes $586$7,032
Electricity $508$6,104
Total$4,550$54,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,000/yr
40% on housing$136,500/yr
45% on housing$121,333/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$178
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2014-06-27Listing removed$339,000
2014-06-04Pending sale$339,000
2014-05-10Listed for sale$339,000
2012-05-25Listing removed$395,000
2011-10-24Price change$395,000
2011-09-02Price change$375,000
2011-08-16Price change$385,000
2011-07-01Listed for sale$395,000

Coming Soon

AgentChris Kotula
BrokerageRealty Plus Associates

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