See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1488 Algonquin Ct, Finksburg, MD, 21048

4beds
2baths
2,032sqft
$510,000
$251price/sqft
$3,512/moest. monthly cost
$140,480/yrincome needed

About This Home

New Improved Price!!! Nicely updated 3+ Bedrooms 2 Bath home on .96 Acres backing to wetlands with no future homes to be built behind this beautiful home. No through street makes this home a MUST SEE. Recent updates include laminate floors on main level, 2 updated bathrooms, newer vinyl windows 2017-2022) 2018 new roof, new gutters with Leaf Filter gutter guards & new downspouts, 2022 HVAC, 2024 Electric Hot Water Heater & Pellet stove for those cold brisk nights. Spacious kitchen with sleek laminate countertops., plenty of cabinets & renovated hall closet includes nice pantry with custom pull out shelves. Refurbished deck in 2022! Great exterior security system to help catch the incredible wildlife. Added bonus includes Dog door & invisible fence for your 4 legged furry friends. Location, Location, Locations....minutes from the best private schools or public schools without the additional cost. Incredible local shopping or head downtown Westminster to the best restaurants and top rated WINERIES. So much to do, while enjoying the gorgeous URBAN SPRAWL! Your new home is waiting for you TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
7/10
Shiloh Middle SchoolGrades 6-85.1 mi
8/10
Westminster High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Refrigerator,Electric Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Features: Flooring - Laminated
  • Level: Main

Bedroom3

  • Features: Flooring - Laminated
  • Level: Main

Bedroom4

  • Features: Flooring - Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Laminated
  • Level: Main

Family Room

  • Features: Flooring - Carpet,Wood Stove
  • Level: Lower

Features

  • Dry Wall
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Corner,Free Standing,Other,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,132

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,446
  • Total interior livable area: 2,032 sqft

Kitchen

  • Features: Flooring - Laminated,Countertop(s) - Recycled Content
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - Laminated
  • Level: Main

Primary Bedroom

  • Features: Flooring - Laminated,Attached Bathroom
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0704041704
  • Zoning: R-400
  • Zoning description: R
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.96 Acres
  • Features: Backs to Trees,No Thru Street

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$165$1,980
Property Taxes $488$5,856
Electricity $281$3,374
Total$3,512$42,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,411/yr
40% on housing$105,360/yr
45% on housing$93,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 21048$209
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21048$219
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$510,000
2026-08-06Contingent$510,000
2026-07-28Price change$510,000
2026-07-16Listed for sale$525,000
1997-10-20Sold$140,800

For Sale by Agent

AgentBeth Wynne
BrokerageRE/MAX Realty Group

Similar Homes