




1488 Algonquin Ct, Finksburg, MD, 21048
About This Home
New Improved Price!!! Nicely updated 3+ Bedrooms 2 Bath home on .96 Acres backing to wetlands with no future homes to be built behind this beautiful home. No through street makes this home a MUST SEE. Recent updates include laminate floors on main level, 2 updated bathrooms, newer vinyl windows 2017-2022) 2018 new roof, new gutters with Leaf Filter gutter guards & new downspouts, 2022 HVAC, 2024 Electric Hot Water Heater & Pellet stove for those cold brisk nights. Spacious kitchen with sleek laminate countertops., plenty of cabinets & renovated hall closet includes nice pantry with custom pull out shelves. Refurbished deck in 2022! Great exterior security system to help catch the incredible wildlife. Added bonus includes Dog door & invisible fence for your 4 legged furry friends. Location, Location, Locations....minutes from the best private schools or public schools without the additional cost. Incredible local shopping or head downtown Westminster to the best restaurants and top rated WINERIES. So much to do, while enjoying the gorgeous URBAN SPRAWL! Your new home is waiting for you TODAY!
Getting Around
Schools
Construction
Condition
- Property condition: Very Good
- Year built: 1979
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Washer,Refrigerator,Electric Water Heater
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom2
- Features: Flooring - Laminated
- Level: Main
Bedroom3
- Features: Flooring - Laminated
- Level: Main
Bedroom4
- Features: Flooring - Carpet
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Flooring - Laminated
- Level: Main
Family Room
- Features: Flooring - Carpet,Wood Stove
- Level: Lower
Features
- Dry Wall
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Corner,Free Standing,Other,Pellet Stove
- Fireplace: Yes
- Finished area below ground: 900
- Finished area above ground: 1,132
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,446
- Total interior livable area: 2,032 sqft
Kitchen
- Features: Flooring - Laminated,Countertop(s) - Recycled Content
- Level: Main
Laundry
- Level: Lower
Living Room
- Features: Flooring - Laminated
- Level: Main
Primary Bedroom
- Features: Flooring - Laminated,Attached Bathroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704041704
- Zoning: R-400
- Zoning description: R
- Special condition: Standard
Features
- Levels: Multi/Split,Two
- Stories: 2
- Pool features: None
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.96 Acres
- Features: Backs to Trees,No Thru Street
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,578 | $30,936 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $488 | $5,856 |
| Electricity | $281 | $3,374 |
| Total | $3,512 | $42,144 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $510,000 |
| 2026-08-06 | Contingent | $510,000 |
| 2026-07-28 | Price change | $510,000 |
| 2026-07-16 | Listed for sale | $525,000 |
| 1997-10-20 | Sold | $140,800 |
