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133 Maffitt St, Elkton, MD, 21921

3beds
1baths
1,168sqft
$130,000
$111price/sqft
$1,206/moest. monthly cost
$48,240/yrincome needed

About This Home

Three bedroom one bath townhome in downtown Elkton now available! This home is tenant occupied and showings will be limited.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
3/10
Elkton Middle SchoolGrades 6-80.9 mi
4/10
Elkton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,168

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 1,168 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0803049507
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,047 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$50$600
Property Taxes $218$2,616
Electricity $281$3,374
Total$1,206$14,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,348/yr
40% on housing$36,180/yr
45% on housing$32,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$179
Cecil County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$149,000
2026-04-05Listed for sale$169,000
2025-10-27Sold$70,000
2025-07-08Listing removed$1,400
2025-06-29Listed for rent$1,400
1998-10-13Sold$47,000

For Sale by Agent

AgentJoseph Avampato
BrokerageAlberti Realty, LLC

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