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7101 Bay Front Dr APT 202, Annapolis, MD, 21403

1beds
2baths
1,000sqft
$315,000
$315price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

Experience the Baywoods lifestyle from Unit #202, a beautifully located 1BR/1.5BA cooperative residence in the sought-after Baywoods community of Annapolis. Nestled along the beautiful Chesapeake Bay, Baywoods offers residents the perfect blend of waterfront beauty, maintenance-free living, and a vibrant retirement lifestyle. Unit #202 is ideally located in the North Tower, just steps from the elevator and conveniently situated on the same floor as the Bistro, making dining and socializing easily accessible. Relax and enjoy peaceful wooded views from the spacious all-season enclosed patio, offering a private and serene setting year-round. Residents enjoy access to a wide range of amenities, dining venues, wellness programs, social activities, walking paths, and future care services—all within a scenic Annapolis setting. Call the listing agent for details on the cooperative ownership structure, buyer qualifications, monthly fees, and to schedule a private tour. Discover why so many residents choose Baywoods to enjoy the Chesapeake Bay lifestyle while maintaining independence and peace of mind.

Getting Around

25
WalkingCar-Dependent
28
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-82.0 mi
5/10
Annapolis High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick,Concrete

Other

  • Builder model: Chester

Type & Style

  • Home type: Cooperative
  • Architectural style: Ranch/Rambler
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Elevator Installed,Grip-Accessible Features

Details

  • Parcel number: 06190223163
  • Attached to another structure: Yes
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Extensive Hardscape,Lighting,Sidewalks,Storage
  • On waterfront: Yes
  • Waterfront features: Shared,Canoe/Kayak,Bay
  • Waterbody name: Chesapeake Bay
  • Frontage length: Water Frontage Ft: 1000

Parking

  • Total spaces: 1
  • Parking features: Covered,Assigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$74$888
Property Taxes $380$4,560
Electricity $281$3,374
Total$2,327$27,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$330
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$315,000
2021-02-26Listing removed$200,000
2021-02-13Pending sale$200,000
2021-01-28Sold$190,000
2021-01-13Listed for sale$200,000
2020-12-30Pending sale$200,000
2020-12-04Price change$200,000
2020-11-06Price change$209,999
2020-09-10Price change$210,000
2020-02-21Listed for sale$275,000
2019-09-16Listing removed$325,000
2018-12-13Listed for sale$325,000
2018-10-02Listing removed$325,000
2018-08-01Listed for sale$325,000

For Sale by Agent

AgentRuth McGovern
BrokerageLong & Foster Real Estate, Inc.

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