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7080 Saddle Dr, Sykesville, MD, 21784

3beds
2baths
1,472sqft
$412,500
$280price/sqft
$2,886/moest. monthly cost
$115,440/yrincome needed

About This Home

Welcome to this charming, move-in-ready split foyer single family home in Hilltop Estates of Sykesville, conveniently located within walking distance of the elementary school. The Sykesville/Eldersburg area offers abundant shopping, dining, recreation, and everyday conveniences. Inside, you’ll find new luxury vinyl plank flooring and carpet, along with fresh paint throughout. The bright living room features a bay window overlooking a flowering cherry tree, while the eat-in kitchen offers a skylight and a newly replaced door leading to the deck. The primary bedroom provides direct access to the hall bath. The finished lower level includes a spacious family room with a walk-out slider, brick hearth and wood stove, an additional bedroom, and a full bath. Enjoy the generously sized backyard with a wooden swing structure that conveys “as is.” Additional updates include a 2018 Trane gas HVAC system, 2023 electric water heater, GE washer and dryer, and a 2025 stainless steel GE dishwasher, most of the heavy updates have been done. Home is move-in ready and waiting for your updates to make it your own. The deck may require some maintenance but is believed to be structurally sound. Property is being sold “as is”. Includes a neighborhood walkway easement along the north side of the yard. Make this your home today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
9/10
8/10
Liberty High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Asphalt,Asbestos Shingle
  • Construction materials: Aluminum Siding,Brick Front

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Lower

Features

  • Attic,Combination Kitchen/Dining,Floor Plan - Traditional,Eat-in Kitchen
  • Door features: Sliding Glass
  • Window features: Double Hung,Double Pane Windows,Sliding,Vinyl Clad,Skylight(s)
  • Flooring: Carpet,Luxury Vinyl,Ceramic Tile
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 600
  • Finished area above ground: 872

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0705038146
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks

Lot

  • Lot size: 8,624 sqft

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,085$25,020
Home Insurance *$113$1,356
Property Taxes $407$4,884
Electricity $281$3,374
Total$2,886$34,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,948/yr
40% on housing$86,580/yr
45% on housing$76,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 21784$230
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21784$255
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$412,500
1992-05-28Sold$123,000

For Sale by Agent

AgentJoe Wathen
BrokerageRE/MAX Advantage Realty

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