528 Potomac Rd, Joppa, MD, 21085
About This Home
This beautiful home features 4 bedrooms, 3.5 bathrooms, and comes in good-as-new, turnkey condition. Step outside to an backyard retreat, complete with a expansive deck and custom hardscape patio designed for seamless outdoor living and entertaining. Inside, you will find a fully finished basement featuring two dedicated storage units. Equipped with gas heating, electric central A/C, public utilities, and an full appliance package. Enjoy local common area maintenance and snow removal provided by the low-cost $530/yr HOA.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Other
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 4,405
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,405
- Total interior livable area: 4,405 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1301381687
- Zoning: R1COS
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Other
Parking
- Total spaces: 2
- Parking features: Covered,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $563 | $6,756 |
| Electricity | $561 | $6,734 |
| Total | $4,556 | $54,672 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $634,900 |
| 2024-06-06 | Sold | $620,000 |
| 2024-04-26 | Pending sale | $629,333 |
| 2024-04-19 | Listed for sale | $629,333 |
| 2017-09-18 | Sold | $498,500 |
| 2017-05-31 | Sold | $96,909 |
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