




20805 Severn Rd, Ewell, MD, 21824
About This Home
Welcome to your cozy little island cottage! This two bedroom, one bath, fully renovated bungalow is move-in ready and easily accessible. Tucked away at the end of the street on a quiet corner lot, the property is surrounded by beautiful shrubbery and shady trees. Featuring an open concept design and wood flooring throughout, this gem of a home is tastefully decorated with many desirable features. Each room has pocket doors and there’s an inviting feel to the space. All appliances and most furnishings are included in the sale. This property currently operates as a vacation rental and has some bookings already secured. Comfy, cozy, clean, neat and tidy best describe it. Come check out this storybook listing on Smith Island, Maryland.
Getting Around
Schools
Construction
Condition
- Property condition: Very Good
- Year built: 1978
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Water Heater,Electric Water Heater
- Laundry features: Main Level
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Family Room
- Level: Main
Features
- Combination Kitchen/Dining,Entry Level Bedroom,Open Floorplan,Kitchen Island,Family Room Off Kitchen,Recessed Lighting,Bathroom - Stall Shower,Dry Wall,Low Ceilings
- Window features: Bay/Bow,Casement,Double Hung,Vinyl Clad,Window Treatments
- Flooring: Hardwood,Wood
- Finished area below ground: 0
- Finished area above ground: 924
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Wall Unit(s),Electric
Interior Area
- Total structure area: 924
- Total interior livable area: 924 sqft
Kitchen
- Level: Main
Property
Accessibility
- Accessibility features: 2+ Access Exits,Accessible Doors,Grip-Accessible Features,Accessible Entrance,Mobility Improvements,Accessible Approach with Ramp,Roll-in Shower,Roll-under Vanity
Details
- Parcel number: 2010001412
- Zoning: MRC
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Street Lights
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 8,712 sqft
- Features: Backs to Trees,Corner Lot,Landscaped,Private,Rear Yard,SideYard(s),Corner Lot/Unit
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: Shared Driveway,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Wildfire
- Cold Wave
- Hurricane
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $75 | $900 |
| Electricity | $281 | $3,374 |
| Total | $1,170 | $14,040 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $129,000 |
| 2023-11-22 | Sold | $119,000 |
| 2023-11-04 | Pending sale | $117,000 |
| 2023-10-13 | Listed for sale | $117,000 |
| 2021-06-21 | Sold | $80,000 |
| 2020-10-01 | Sold | $80,000 |
| 2020-09-29 | Pending sale | $80,000 |
| 2020-09-29 | Listed for sale | $80,000 |
| 2020-07-27 | Listing removed | $80,000 |
| 2020-06-17 | Listed for sale | $80,000 |
| 2006-04-19 | Sold | $10,725 |
