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12418 Coastal Marsh Dr, Berlin, MD, 21811

4beds
3baths
3,722sqft
$657,500
$177price/sqft
$4,492/moest. monthly cost
$179,680/yrincome needed

About This Home

Welcome to Bayside in Maryland! This stunning 4-bedroom, 3.5-bath Coastal Retreat offers the perfect blend of comfort, convenience, and resort-style living. Whether you're searching for a full-time residence or a vacation getaway, this beautifully appointed home is a must-see. Thoughtfully designed, the home features a cozy first-floor reading room and a spacious third-floor game room, providing plenty of space for relaxation and entertainment. The primary suite includes a queen-sized bed and a private ensuite bath with a luxurious soaking tub. Bedrooms 2 and 3 each feature their own private balcony complete with table and chairs—an ideal spot to enjoy your morning coffee or unwind in the evening. The home is being sold furnished and includes a fully stocked kitchen, making it move-in ready. Additional highlights include a Level 2 EV charger located in the detached two-car garage. Conveniently located directly across from the community pool and clubhouse, you'll enjoy easy access to Bayside's exceptional amenities. Residents also have access to a kayak launch and crabbing pier, perfect for enjoying the coastal lifestyle. HOA fees include access to all community amenities, as well as lawn maintenance and snow removal, allowing for truly low-maintenance living. Don't miss this opportunity to own a beautiful home in one of Maryland's premier coastal communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Blown-In Insulation,Vinyl Siding

Other

  • Builder model: Charleston - Yalesville
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Coastal,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bar,Ceiling Fan(s),Chair Railings,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Country,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space
  • Window features: Double Pane Windows,Screens,Skylight(s),Wood Frames,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,722

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 3,722
  • Total interior livable area: 3,722 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2410747252
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 7,497 sqft
  • Features: Adjoins - Open Space
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear,Concrete,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,324$39,888
Home Insurance *$181$2,172
Property Taxes $513$6,156
Electricity $474$5,690
Total$4,492$53,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,011/yr
40% on housing$134,760/yr
45% on housing$119,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$206
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listed for sale$657,500
2020-04-07Sold$440,000
2020-03-06Pending sale$450,000
2020-02-07Price change$450,000
2019-05-08Price change$478,999
2018-10-29Price change$479,000
2018-08-06Listed for sale$489,000
2017-05-15Listing removed$499,000
2016-09-20Price change$499,000
2016-08-14Price change$509,000
2016-07-24Price change$515,000
2016-06-07Listed for sale$519,000
2007-05-30Sold$502,943

For Sale by Agent

AgentKATIE LANDON
BrokerageColdwell Banker Realty

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