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170 Windjammer Rd, Ocean Pines, MD, 21811

2beds
2baths
1,616sqft
$369,900
$229price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Enjoy easy one-level living in this charming 2-bedroom, 2-bath rancher located in the sought-after community of Ocean Pines. The functional floor plan offers comfortable living spaces, abundant natural light, and low-maintenance living—perfect as a primary residence, vacation getaway, or investment property. Large deck with storage shed attached. Ocean Pines residents enjoy an exceptional lifestyle with outstanding amenities, including indoor and outdoor swimming pools, tennis courts, scenic walking and biking paths, a dog park, community center, playgrounds, parks, and year-round activities. Conveniently located just minutes from Ocean City beaches, shopping, dining, golf, and marinas, this home offers the perfect blend of comfort, recreation, and coastal living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Showell Elementary SchoolGrades PK-41.8 mi
10/10
7/10

Construction

Condition

  • Property condition: Good
  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Water Heater,Disposal,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Attic,Attic/House Fan,Bathroom - Tub Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Dry Wall
  • Door features: French Doors,Storm Door(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,616

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Attic Fan,Central Air,Electric

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403058816
  • Zoning: R-2
  • Zoning description: Suburban Residential
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 9,397 sqft
  • Features: Unknown Soil Type
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$181$2,172
Property Taxes $282$3,384
Electricity $281$3,374
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$206
Worcester County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$359,900
2026-07-27Price change$369,900
2026-06-29Listed for sale$375,000
2006-07-13Sold$270,000
2002-11-21Sold$152,000
2000-10-03Sold$118,000

For Sale by Agent

AgentDawn Holloway
BrokerageColdwell Banker Bud Church Realty,Inc.

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