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945 Yacht Club Dr, Ocean Pines, MD, 21811

3beds
3baths
1,784sqft
$550,000
$308price/sqft
$3,663/moest. monthly cost
$146,520/yrincome needed

About This Home

Beautiful Townhome in Prestigious Marina Village! This Lovely Unit is situated on a Wide Quiet Canal! Enjoy Sunrises or Sunsets from Your Waterfront Deck (Under the Awning if you so choose) or From the Beautiful Screened 3 Season Room. Stroll to the OP Yacht Club for Dining Al Fresco, Lounge in the Pool or Entertainment. Watch the Wildlife or Crab from Your Watefront Deck This Property boasts $165K in Renovations and Upgrades! In 2O19 New Roof, New Awning, Upgraded Primary Closet. 2O2O Renovation in Primary Bath to include; New Custom Calabria Marble Vanity Top and Backsplash, New Tiled Shower with Custom Marble Inlay, New Dual Shower Head and Built-In Niches, New Access Panel to Gorgeous Soaking Tub , Lux LVF Flooring Throughout Including Stairs, Kitchen Reno included New Granite Countertops with Extended Counter, New Cabnet Faces, Custom Built-in Over Sink, Upgraded Sprinkler Heads, Smoke Detectors and Co2 Detectors. 2O21 Top of the Line Remotely ProgramableTankless Water Heater which converted Stove to Gas, New Kitchen Appliances, 2O22 Completely New PVC Railings on All 4 Decks, In Primary New Exterior Door(to Deck) and Window 2O25 New Driveway include new Pavered Walkway, Stone Edging and River Rock Beds.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Showell Elementary SchoolGrades PK-43.3 mi
10/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Eat-in Kitchen,Primary Bath(s),Walk-In Closet(s),Other,Dry Wall
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,784

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Property

Accessibility

  • Accessibility features: >84" Garage Door

Details

  • Parcel number: 2403136035
  • Zoning: B-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Public,Canal
  • Frontage length: Water Frontage Ft: 30

Lot

  • Lot size: 3,330 sqft
  • Features: Bulkheaded,Landscaped
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Front,Garage Door Opener,Driveway,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$181$2,172
Property Taxes $420$5,040
Electricity $281$3,374
Total$3,663$43,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,588/yr
40% on housing$109,890/yr
45% on housing$97,680/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$204
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$550,000
2026-07-18Pending sale$550,000
2026-07-16Listed for sale$550,000
2026-07-03Contingent$550,000
2026-06-24Listed for sale$550,000
2019-03-25Sold$354,595
2019-02-10Pending sale$359,900
2019-02-02Listed for sale$359,900
2004-03-19Sold$349,900
2002-09-10Sold$289,900
1997-10-23Sold$178,579

For Sale by Agent

AgentHolly Stevenson Duvall
BrokerageShoreline Properties

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