4 Prospect Bay Dr W, Grasonville, MD, 21638
About This Home
Classic Colonial Overlooking the Golf Course in Prospect Bay. Welcome to this beautifully maintained brick-front Colonial, perfectly positioned with picturesque golf course views in the sought-after Prospect Bay community. Filled with natural light from oversized windows, the open floor plan offers the perfect balance of comfortable everyday living and elegant spaces for entertaining. The home features four spacious bedrooms upstairs, plus a first-floor office or optional fifth bedroom, making it ideal for guests, multi-generational living, or working from home. Hardwood floors, two fireplaces, a formal dining room, and generously sized living spaces create timeless appeal throughout. The spacious primary suite offers a peaceful retreat with a walk-in closet and private bath. A three-car garage provides ample storage and convenience. Step outside to your private backyard oasis, where a heated swimming pool, expansive deck with a covered awning, and sweeping golf course views create the perfect setting for relaxing or entertaining. Enjoy watching golfers from your backyard while soaking in the peaceful surroundings. Living in Prospect Bay means enjoying resort-style amenities, including an 18-hole championship golf course, clubhouse with members-only restaurant and bar, marina with boat launch, swimming pool, tennis and pickleball courts, playground, and a full calendar of year-round social events. This exceptional home offers the perfect blend of classic elegance, modern comfort, and an unbeatable lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1995
Materials
- Foundation: Crawl Space,Concrete Perimeter
- Roof: Asphalt
- Construction materials: Frame,Brick Front,Cedar,Tile
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Self Cleaning Oven,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
- Laundry features: Has Laundry,Main Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Living,Crown Molding,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Recessed Lighting,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,Dry Wall,High Ceilings
- Door features: French Doors,Sliding Glass
- Window features: Skylight(s),Window Treatments
- Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Double Sided,Brick,Glass Doors,Gas/Propane,Mantel(s)
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,757
Heating & Cooling
- Heating features: Programmable Thermostat,Heat Pump,Electric
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Programmable Thermostat,Zoned,Electric
Interior Area
- Total structure area: 3,757
- Total interior livable area: 3,757 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 1805028221
- Zoning: NC-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Fenced,In Ground,Heated,Salt Water,Vinyl,Private
- Fencing: Split Rail
- Has view: Yes
- View description: Golf Course
- Waterfront features: Bay
- Waterbody name: Eastern Bay / Prospect Bay
Lot
- Lot size: 1.00 Acres
- Features: Front Yard,Landscaped,Rear Yard,Backs - Open Common Area
Parking
- Total spaces: 9
- Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Attached,Driveway,Other
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Coastal Flooding
- Drought
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $402 | $4,824 |
| Property Taxes | $1,044 | $12,528 |
| Electricity | $478 | $5,744 |
| Total | $8,244 | $98,928 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $1,250,000 |
| 2004-10-13 | Sold | $600,000 |
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