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104 Franklin Ave, Berlin, MD, 21811

6beds
2baths
1,936sqft
$595,000
$307price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Excellent Income-Producing Property in the quaint town of Historic Berlin! The extra large .35 acre lot creates a beautiful rear yard with several mature shade trees. Each level contains a three bedroom, 1 bath apartment which was totally renovated within the past 10 years. The apartments each have their own storage section in the Barn / Shed. Over 8 vehicles will park nicely in the driveway, and you may also park on the street. Walk to all of the amazing events that Berlin offers all year long, along with several shops and restaurants. Earn your income right away as both units are fully leased through February and March of 2027!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
10/10
7/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Has Laundry

Bathroom1

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Tub Shower
  • Level: Upper
  • Area: 42
  • Dimensions: 6 X 7

Bathroom1

  • Features: Bathroom - Tub Shower
  • Level: Main
  • Area: 42
  • Dimensions: 6 X 7

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom1

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedroom2

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedroom3

  • Features: Flooring - Carpet,Attic - Access Panel
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Attic,Bathroom - Tub Shower,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Flat,Recessed Lighting,Dry Wall
  • Door features: Six Panel
  • Window features: Double Hung,Insulated Windows,Vinyl Clad
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Kitchen - Electric Cooking,Recessed Lighting
  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Kitchen

  • Features: Kitchen - Electric Cooking,Recessed Lighting
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Living Room

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 198
  • Dimensions: 11 X 18

Living Room

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 285
  • Dimensions: 15 X 19

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 2403031462
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting,Sidewalks,Street Lights,Balcony
  • Has view: Yes
  • View description: Garden,Street
  • Frontage type: Road Frontage
  • Frontage length: Road Frontage: 66

Lot

  • Lot size: 0.35 Acres
  • Features: Rear Yard,Year Round Access,Middle Of Block
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Gravel,Private,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$181$2,172
Property Taxes $905$10,860
Electricity $281$3,374
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$203
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$595,000
2020-06-16Listing removed$1,175
2020-05-23Listed for rent$1,175
2018-05-07Listing removed$1,100
2018-04-20Listed for rent$1,100
2016-05-19Sold$85,000
2016-01-15Price change$99,500
2015-12-01Listed for sale$129,900
1991-12-13Sold$54,000

For Sale by Agent

AgentDebbie E Hileman
BrokerageHileman Real Estate-Berlin

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