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304 Ocean Pkwy, Ocean Pines, MD, 21811

3beds
2baths
1,152sqft
$359,900
$312price/sqft
$2,564/moest. monthly cost
$102,560/yrincome needed

About This Home

Adorable and affordable! Built by American Homes, this charming, well-maintained 3-bedroom, 2-bath rancher is ideally located near the Swim & Racquet Club pool and White Horse Park. The bright, open floor plan features cathedral ceilings, a combined Living, kitchen and dining area, and a separate laundry room off the kitchen. Relax on the inviting front porch or enjoy the spacious rear deck. Recent updates include fresh paint, roof replacement with warranty (2019) , newer HVAC, newer washer and dryer, and refrigerator, new microwave stove and dishwasher. Newly LVP flooring in the living room, dining room, and kitchen, new carpet in bedrooms. New bathroom flooring and raised toilets. Encapsulated crawlspace. Enjoy this low-maintenance home near the White Horse park, pool and recreation center.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Showell Elementary SchoolGrades PK-42.2 mi
10/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Block,Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Disposal,Dishwasher,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Exhaust Fan,Water Heater,Electric Water Heater
  • Laundry features: Has Laundry

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Combination Kitchen/Dining,Cathedral Ceiling(s)
  • Door features: Insulated
  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Living Room

  • Level: Main

Primary Bedroom

  • Features: Bathroom - Tub Shower
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403040186
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,694 sqft
  • Features: Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$181$2,172
Property Taxes $283$3,396
Electricity $281$3,374
Total$2,564$30,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,908/yr
40% on housing$76,920/yr
45% on housing$68,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$206
Worcester County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$359,900
2026-07-16Listing removed$359,900
2026-07-06Listed for sale$359,900
2016-10-22Listing removed$194,500
2016-08-29Price change$194,500
2016-06-12Price change$199,000
2016-05-25Listed for sale$205,000
1998-04-23Sold$95,000
1997-08-21Sold$13,900

For Sale by Agent

AgentPam Wadler
BrokeragePW Realty Sales, LLC

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