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351 Wye Rd, Queenstown, MD, 21658

6beds
5baths
6,340sqft
$2,250,000
$355price/sqft
$14,794/moest. monthly cost
$591,760/yrincome needed

About This Home

If you love the water, this extraordinary Wye River property is a dream setting. Situated on the point with more than 1,400 feet of waterfront, this property is fully equipped for waterfront living with two piers, a private beach, and a boat launch. The custom 6,400-square-foot home offers exceptional space and comfort, featuring a brick front, four-car garage, double porches, and walkout access. Inside, the kitchen is beautifully appointed with granite countertops, solid wood cabinetry, a gas cooktop, stainless steel appliances, and both a full-size refrigerator and freezer. Brazilian cherry floors and tile throughout the main living areas add warmth and timeless character. The main home includes four bedrooms, with a spacious first-floor primary suite for convenient main-level living. A bright sunroom, also perfect as a crab room, adds even more charm to the first floor. Upstairs, two expansive living areas showcase sweeping 180-degree water views. These flexible spaces are ideal for a game room, media room, lounge, or additional gathering areas. A standout feature of the property is the full private apartment with its own entrance through one of the two garages. Complete, with a full kitchen, two bedrooms, a full bath, separate laundry room, living room, and dining area, it is ideal for extended family, guests, or possible rental income. Outside, the property continues to impress with a waterfront fire pit, storage, water and electricity at the piers. There is also room for a pool on the right side of the property, subject to county confirmation. Offered for the first time, this exceptional waterfront retreat is ready for its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Kent Island High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Breakfast Room

  • Features: Flooring - HardWood
  • Level: Main

Den

  • Features: Flooring - Wood
  • Level: Main

Dining Room

  • Features: Flooring - Wood
  • Level: Main

Dining Room

  • Level: Upper

Family Room

  • Features: Flooring - Wood
  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 6,340

Great Room

  • Level: Upper

Half Bath

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Propane
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 6,340
  • Total interior livable area: 6,340 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main

Kitchen

  • Level: Upper

Laundry

  • Level: Main

Living Room

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Other

  • Features: Flooring - Tile/Brick
  • Level: Main

Primary Bathroom

  • Features: Flooring - Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1805005965
  • Zoning: NC-2
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Boat/Launch Ramp - Private,Sandy Beach,Canoe/Kayak,Fishing Allowed,Boat - Length Limit,Boat - Powered,River
  • Waterbody name: Wye River
  • Frontage length: Water Frontage Ft: 1403

Lot

  • Lot size: 1.21 Acres

Parking

  • Total spaces: 14
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Other,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$861$10,332
Property Taxes $1,749$20,988
Electricity $807$9,693
Total$14,794$177,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$507,222/yr
40% on housing$443,820/yr
45% on housing$394,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 21658$250
Queen Anne's County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 21658$283
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$2,375,000
2026-03-19Listed for sale$2,500,000

For Sale by Agent

AgentDee Dee McCracken
BrokerageColdwell Banker Realty

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