



428 Virginia Ave, Hagerstown, MD, 21740
About This Home
Investment Opportunity – Fully Occupied 3-Unit Brick Property Across from Hagerstown City Park Seize the opportunity to own a fully tenant-occupied, all-brick triplex ideally situated directly across from the scenic Hagerstown City Park. This well-maintained property offers a rare combination of location, stability, and long-term upside in one of Hagerstown’s most desirable areas. Each unit features spacious, light-filled rooms, hardwood flooring, and strong rental appeal. The first-floor unit includes a charming fireplace, while tenants enjoy access to a large front porch with picturesque park views. Additional highlights include a private rear porch, garden-style tub, and convenient off-street parking with rear alley access. Tenants are responsible for their own heating and utilities, helping to maximize investor returns. The property has recently been updated to meet current city code standards, providing peace of mind for the next owner. Located just three blocks from the new multi-sports stadium currently under construction, this property is positioned to benefit from continued growth and revitalization in the surrounding area. Whether you're expanding your portfolio or seeking a solid, income-producing asset in a prime location, this property offers exceptional potential. Seller is open to all reasonable offers.
Getting Around
Schools
Construction
Condition
- Property condition: Good
- Year built: 1900
Materials
- Foundation: Stone
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Triplex
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 1044
Basement
- Has basement: Yes
- Basement: Dirt Floor,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 3,948
- Total interior livable area: 2,904 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2203019535
- Zoning: RMOD
- Special condition: Standard
Features
- Pool features: None
- Patio & porch: Porch
- Has view: Yes
- View description: Park/Greenbelt,Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 7,187 sqft
Parking
- Parking features: Alley Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $265 | $3,180 |
| Electricity | $369 | $4,439 |
| Total | $2,726 | $32,712 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $384,900 |
| 2024-04-01 | Listing removed | -- |
| 2023-11-03 | Listed for sale | $399,000 |
| 2017-07-11 | Listing removed | $800 |
| 2017-05-22 | Listed for rent | $800 |
| 2016-05-24 | Listing removed | $199,900 |
| 2016-01-06 | Listed for sale | $199,900 |
| 2014-12-11 | Listing removed | $775 |
| 2014-11-19 | Listed for rent | $775 |
| 2011-03-22 | Sold | $77,500 |
| 2011-02-20 | Price change | $119,900 |
| 2010-08-19 | Price change | $129,000 |
| 2010-02-27 | Price change | $159,900 |
| 2009-08-01 | Price change | $169,900 |
| 2009-07-29 | Price change | $199,900 |
| 2009-07-28 | Price change | $169,900 |
| 2009-05-23 | Price change | $199,900 |
| 2009-02-28 | Price change | $232,400 |
| 2008-09-14 | Listed for sale | $249,900 |
