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424 Winthrop St, Toledo, OH, 43620

9beds
6baths
6,138sqft
$209,900
$34price/sqft
$2,555/moest. monthly cost
$102,200/yrincome needed

About This Home

Own a piece of Toledo history! The Wolcott House is a landmark estate designed by George S. Mills, one of Toledo's most influential architects whose work helped shape the city's architectural identity. Featured in the 2024 Old West End Home Tour, this Arts & Crafts masterpiece offers 9 bedrooms, 6 bathrooms, and 6 fireplaces across more than 6,000 sq ft of character and craftsmanship. This home has been used as a single family home, a duplex and a nursing home - giving you the potential for many uses. The second floor is 90% done. The first floor still needs a lot of work. This will will need to be purchased all cash or it would need to be a rehab loan. Major improvements include reframing the rear of the home, updated electric and plumbing, and the restoration of the original windows, which have been brought back to full working condition. Tremendous value-add potential for buyers seeking a historic property with many major systems completed and multiple pathways to increase future value. A foundation is already poured for a 4-car garage, adding even more opportunity. Homes of this significance, scale, and architectural pedigree do not come to market often. Become part of Toledo's architectural legacy.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Fireplace
  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedroom6

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 6

Dining Room

  • Features: Crown Molding
  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace
  • Level: Main

Features

  • Built-in Features,Crown Molding,Primary Bathroom,Walk-In Closet(s),Wide Interior Halls and Doors
  • Flooring: Tile,Wood
  • Number of fireplaces: 6
  • Fireplace features: Family Room,Gas,Living Room,Master Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 6,138
  • Total interior livable area: 6,138 sqft

Kitchen

  • Level: Upper

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Library

  • Features: Fireplace
  • Level: Upper

Living Room

  • Features: Crown Molding
  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Other

  • Features: Crown Molding,Fireplace
  • Level: Upper

Other

  • Level: Main

Other

  • Features: Fireplace
  • Level: Upper

Other

  • Features: Fireplace
  • Level: Main

Sun Room

  • Level: Upper

Property

Details

  • Parcel number: 0221777
  • Zoning: res

Features

  • Patio & porch: Screened Porch,Front Porch
  • Fencing: Masonry,Wrought Iron

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100X150

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$546$6,552
Property Taxes $290$3,480
Electricity $658$7,899
Total$2,555$30,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,600/yr
40% on housing$76,650/yr
45% on housing$68,133/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 43620$61
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43620$64
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$235,000
2026-02-18Contingent$235,000
2026-01-16Price change$235,000
2025-11-13Price change$244,300
2025-10-14Price change$249,300
2025-09-25Listed for sale$274,900
2025-07-30Contingent$274,900
2025-07-24Listed for sale$274,900
2025-07-22Listing removed$274,800
2025-07-02Price change$274,800
2025-02-07Listed for sale$279,900
2025-02-07Listing removed$279,900
2025-02-06Listed for sale$279,900
2017-09-08Sold$2,777
1997-12-15Sold$12,000

For Sale by Agent

AgentTodd D Schenkenberger
BrokerageThe Danberry Co

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