492 Francis Dr, Mechanicsburg, PA, 17050
About This Home
Welcome to this spacious 4-bedroom, 2 full bath, 2 half bath home in the desirable Good Hope Farms South neighborhood with no HOA, located in the Cumberland Valley School District. The expansive kitchen features maple cabinetry, granite countertops, and stainless steel appliances, offering plenty of space for cooking and gathering. The first-floor living room offers a warm and inviting atmosphere with a gas fireplace featuring a raised hearth, flanked by custom-built shelving. The partially finished basement is ideal for entertaining with a wet bar, kegerator, and wine fridge. Step outside to enjoy professionally landscaped grounds featuring a paver patio with a built-in fire pit, creating the perfect outdoor entertaining space. The pergola and hot tub are included, adding to the backyard's appeal. Conveniently located close to shopping, schools, and major highways, this home offers both comfort and accessibility. A well-designed floor plan and exceptional outdoor living make this home a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Stone,Brick,Vinyl Siding,Stick Built
Other
- Builder name: Fred A. Tiday Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Features: Flooring - Carpet,Walk-In Closet(s)
- Level: Upper
- Area: 169
- Dimensions: 13 X 13
Bedroom3
- Features: Flooring - Carpet,Walk-In Closet(s)
- Level: Upper
- Area: 154
- Dimensions: 11 X 14
Bedroom4
- Features: Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s)
- Level: Upper
- Area: 224
- Dimensions: 16 X 14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Den
- Features: Flooring - Carpet,Ceiling Fan(s)
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Dining Room
- Features: Crown Molding,Flooring - Ceramic Tile
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Family Room
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 220
- Dimensions: 11 X 20
Features
- Finished area below ground: 1,024
- Finished area above ground: 3,008
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,288
- Total interior livable area: 4,032 sqft
Kitchen
- Features: Flooring - Ceramic Tile
- Level: Main
- Area: 320
- Dimensions: 20 X 16
Living Room
- Features: Flooring - Carpet,Ceiling Fan(s),Fireplace - Gas
- Level: Main
- Area: 272
- Dimensions: 17 X 16
Primary Bedroom
- Features: Ceiling Fan(s),Flooring - Carpet,Crown Molding,Walk-In Closet(s)
- Level: Upper
- Area: 270
- Dimensions: 18 X 15
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 10191602189
- Zoning: RESIDENTIAL
- Zoning description: RS - Residential Suburban
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Oversized,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $836 | $10,032 |
| Electricity | $442 | $5,308 |
| Total | $4,719 | $56,628 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $649,900 |
| 2009-06-08 | Sold | $390,000 |
| 2009-03-05 | Listed for sale | $409,900 |
| 2008-04-25 | Sold | $369,000 |
For Sale by Agent
View on Zillow