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19421 Scoter Lane NE, Poulsbo, WA, 98370

3beds
3baths
1,968sqft
$699,000
$355price/sqft
$4,361/moest. monthly cost
$174,440/yrincome needed

About This Home

If "easy living in a charming coastal town" had an address, this would be it. Welcome to this thoughtfully designed Poulsbo Place home, where open-concept living meets effortless style. Sunlight pours through expansive windows, creating a warm, inviting atmosphere that flows easily from the living and dining areas into the well-appointed kitchen. Downstairs, a fully finished lower level expands your possibilities—ideal for a media room, home office, fitness space, or creative studio. Upstairs, each bedroom offers its own private ensuite, providing comfort and separation for everyone. Two suites include generous built-in closets with custom built-in shelving, giving your wardrobe room to breathe. A spacious two-car garage adds convenience and storage. The location is truly unmatched. A short, pleasant jaunt brings you to downtown Poulsbo’s charming boutiques, cafés, and the picturesque waterfront. Commuters will appreciate quick access to Seattle ferries and local military bases. Stay cool on warm summer days with efficient AC. The kitchen features granite counters, maple cabinetry, and stainless steel appliances—perfect for everyday living or entertaining. This is a rare opportunity to enjoy modern comfort and a vibrant community setting all in one beautifully maintained home. Gas BBQ hookup on porch.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Poulsbo Elementary SchoolGrades PK-51.4 mi
8/10
10/10
North Kitsap High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Upstairs Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Furnace,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 55260002400004
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Skylight(s),Sprinkler System,Walk-In Closet(s),Water Heater
  • Topography of land: Level

Lot

  • Lot size: 2,613 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$143$1,716
Property Taxes $535$6,420
Electricity $149$1,793
Total$4,361$52,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,520/yr
40% on housing$130,830/yr
45% on housing$116,293/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 98370$301
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98370$307
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$674,000
2026-06-17Listed for sale$699,000
2023-10-12Sold$655,555
2023-09-09Pending sale$655,000
2023-08-25Listed for sale$655,000
2019-08-28Sold$486,000
2019-07-22Pending sale$480,000
2019-07-20Listed for sale$480,000
2014-04-25Sold$359,000
2014-04-02Pending sale$359,000
2014-03-20Listed for sale$359,000
2008-11-03Sold$340,280

For Sale by Agent

AgentLeah Persinger
BrokerageManette Real Estate Co.

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