2986 Hales Passage Drive, Lummi Island, WA, 98262
About This Home
This beautifully crafted 2-bedroom home with a den/office (or optional 3rd bedroom) and 2.5 baths welcomes you with a slate entry, built-in storage bench, vaulted ceilings, warm wood floors, and stunning custom woodwork throughout.A wall of clerestory windows fills the main living space with natural light while framing peaceful wooded, water, and Mt. Baker views. Surrounded by nature, the property feels wonderfully private while still offering access to neighborhood amenities. The custom cherry kitchen provides exceptional storage and flows easily into the living and dining areas. Expansive composite decks on both levels create inviting spaces for entertaining or simply enjoying the tranquil setting.The lower level features a spacious primary suite with radiant heated floors, a walk-in closet, and a deep soaking Jacuzzi tub, along with a second bedroom, den, and additional bath.Included in the sale is the adjacent lot, which had approval (current design has expired) for a 2-bedroom septic system, offering flexibility and value. Build a guest cottage, garage with living quarters, studio, or other future improvements, or hold the lot as an investment to potentially sell separately in the future (buyer to verify intended uses).Community ownership includes access to a private boat launch, swimming lake, and clubhouse. A rare opportunity to enjoy privacy, views, and future potential in one exceptional property. If buyer is interested, this home can be sold (mostly) furnished.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Poured Concrete
- Roof: Metal
- Construction materials: Cement Planked,Wood Products,Cement Plank
Other
- Builder name: Echo Point
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Furnace Room
Bathroom Full
- Level: Lower
Bathroom Three Quarter
- Level: Lower
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den Office
- Level: Lower
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Dining Room
- Window features: Dbl Pane/Storm Window,Skylight(s)
- Flooring: Ceramic Tile,Slate,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Electric,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,860
- Total interior livable area: 1,860 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Lower
Other
- Level: Main
Utility Room
- Level: Lower
Property
Details
- Parcel number: 3701234614130000
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Jetted Tub,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Spa features: Bath
- Has view: Yes
- View description: Bay,Mountain(s),Territorial
- Has water view: Yes
- Water view: Bay
- Topography of land: Sloped
- Residential vegetation: Brush,Wooded
Lot
- Lot size: 0.57 Acres
- Features: Paved,Deck,Propane
- Lot size dimensions: 129' x 47' x 12' x 49' x 111' x 45' x 32' x 32' x 30'
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Coastal Flooding
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $453 | $5,436 |
| Electricity | $149 | $1,793 |
| Total | $4,359 | $52,308 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $695,000 |
| 2026-06-04 | Listed for sale | $725,000 |
| 2021-11-01 | Sold | $610,000 |
| 2021-10-14 | Pending sale | $585,000 |
| 2021-10-08 | Listed for sale | $585,000 |
| 2017-08-03 | Sold | $359,000 |
| 2017-07-05 | Pending sale | $365,000 |
| 2017-05-26 | Listed for sale | $365,000 |
| 2015-08-23 | Listing removed | $349,000 |
| 2015-07-01 | Price change | $349,000 |
| 2015-05-23 | Listed for sale | $365,000 |
| 2013-11-09 | Listing removed | $349,000 |
| 2013-05-07 | Listed for sale | $349,000 |
| 2012-11-14 | Listing removed | $349,000 |
| 2012-08-10 | Price change | $349,000 |
| 2012-05-13 | Listed for sale | $369,000 |
| 2012-01-05 | Listing removed | $379,000 |
| 2011-08-19 | Listed for sale | $379,000 |
| 2010-09-18 | Listing removed | $399,000 |
| 2010-07-02 | Price change | $399,000 |
| 2010-04-18 | Listed for sale | $425,000 |
| 2010-01-13 | Listing removed | $445,000 |
| 2009-09-24 | Listed for sale | $445,000 |
| 2006-08-05 | Sold | $372,900 |
| 2004-08-06 | Sold | $40,000 |
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