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713 Golden Hills Dr, Cheney, WA, 99004

4beds
3baths
2,232sqft
$415,000
$186price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

Tucked into the heart of Cheney, this home offers a rare opportunity to own a property that has been held by one owner since it was built. Backing directly to the school grounds, you will never have neighbors behind you, creating an open backdrop that is hard to find within a neighborhood setting. The home reflects years of thoughtful stewardship and consistency. The layout provides comfortable everyday living with flexible spaces that adapt easily to a variety of needs. The primary bedroom features a Juliet balcony, adding charm and fresh air, while one of the bedrooms includes a bedroom sized closet offering versatility for storage, hobbies, or creative use. Step outside and enjoy a setting that feels open while still being close to everything that makes Cheney special. You are minutes from parks, trails, shopping, restaurants, and Eastern Washington University, with easy access to Spokane and Spokane International Airport for commuting or travel. A well positioned home, ready for its next owners.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
68
BikeBikeable

Schools

6/10
Betz Elementary SchoolGrades PK-50.4 mi
4/10
Cheney Middle SchoolGrades 6-80.3 mi
6/10
Cheney High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Natural Woodwork
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Other

  • Level: Second

Third Floor

  • Level: Third

Property

Details

  • Parcel number: 13122.0603

Features

  • Levels: Three Or More
  • Stories: 2
  • Fencing: Fenced,Fenced Yard
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,071 sqft
  • Features: Sprinkler - Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$136$1,632
Property Taxes $383$4,596
Electricity $152$1,832
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$435,000
2026-03-23Listed for sale$449,900
2026-03-12Pending sale$449,900
2026-02-06Listed for sale$449,900
2005-08-02Sold$199,900

For Sale by Agent

AgentBrandon Atkinson
BrokerageAmplify Real Estate Services

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