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20902 N River Run Ln, Colbert, WA, 99005

6beds
6baths
8,988sqft
$2,490,000
$277price/sqft
$15,898/moest. monthly cost
$635,920/yrincome needed

About This Home

Extraordinary waterfront estate combining timeless European-inspired architecture,exceptional craftsmanship & resort style outdoor living on 10 private acres. From the moment you arrive,the home's striking stone façade,manicured grounds & sweeping terraces create an unforgettable first impression. Inside,exquisite custom finishes abound -- wrought-iron detailing,crown molding,granite surfaces & richly crafted ceilings. Expansive windows frame picturesque views of the surrounding landscape. Designed for both elegant entertaining & comfortable daily living,the residence features an executive office w/custom built-ins,formal & informal gathering spaces & a gourmet kitchen appointed w/custom finishes. A dedicated theater room offers the perfect venue for private screenings & game-day gatherings. The outdoor experience rivals that of a luxury resort. Vast paver patios,terraced landscaping,custom water feature & stunning pavilion w/massive stone fireplace create an extraordinary setting for entertaining year-round.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Mt Spokane High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Range,Gas Range,Double Oven,Dishwasher,Refrigerator,Disposal,Trash Compactor,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Features

  • Cathedral Ceiling(s),Natural Woodwork,Solar Tube(s),Hard Surface Counters
  • Window features: Bay Window(s),Wood Frames,Multi-Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 3344

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Heat Pump,Humidity Control
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,988
  • Total interior livable area: 8,988 sqft

Other

  • Level: Second
  • Area: 2300

Property

Details

  • Parcel number: 37094.9117
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Has view: Yes
  • View description: Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 10.10 Acres
  • Features: Views,Sprinkler - Automatic,Level,Secluded,Open Lot,Oversized Lot,Garden,Orchard(s)

Parking

  • Total spaces: 3
  • Parking features: Attached,Underground,RV Access/Parking,Workshop in Garage,Garage Door Opener,Off Site,Oversized,Electric Vehicle Charging Station(s)
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,590$151,080
Home Insurance *$637$7,644
Property Taxes $2,057$24,684
Electricity $614$7,377
Total$15,898$190,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$545,074/yr
40% on housing$476,940/yr
45% on housing$423,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 99005$228
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99005$231
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$2,490,000
2013-08-15Sold$1,100,000
2013-08-06Pending sale$1,195,000
2013-06-13Listed for sale$1,195,000
2008-02-14Sold$775,000

For Sale by Agent

AgentMarcy Singleton
BrokerageKeller Williams Spokane - Main

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