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6827 278th St NW, Stanwood, WA, 98292

4beds
3baths
2,426sqft
$710,000
$293price/sqft
$4,377/moest. monthly cost
$175,080/yrincome needed

About This Home

Welcome Home to Ridgeland Estates. Discover the perfect blend of elegance and comfort in this stunning 2,426 sq. ft. 2-story home in the heart of Stanwood. Boasting 4 spacious bedrooms and 2.75 baths, this residence is designed for both relaxation and entertaining. The heart of the home features a beautifully updated kitchen complete with sleek quartz countertops, premium finishes, and ample cabinetry. Cozy up by one of the two charming fireplaces—including a private gas fireplace in the primary suite’s seating area—adding warmth to the home's expansive interior. Outside, the large, flat lot offers a fully fenced backyard and a manicured lawn, perfect for summer gatherings or quiet afternoons. Storage is not an issue with the generous 3-car garage. Best of all, you are just steps away from highly-rated Stanwood schools. Close to vet, shopping, YMCA, medical and modern amenities. Start your wonderful memories today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
Stanwood Middle SchoolGrades 6-81.6 mi
7/10
Stanwood High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Natural Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,426
  • Total interior livable area: 2,426 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 01044400005600
  • Zoning: SR7.0
  • Special condition: Standard
  • Other equipment: Leased Equipment: No

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),Jetted Tub,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet,Patio

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Ice Storm
Landslide
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance *$153$1,836
Property Taxes $469$5,628
Electricity $165$1,991
Total$4,377$52,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,068/yr
40% on housing$131,310/yr
45% on housing$116,720/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$331
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$710,000
2026-07-08Listed for sale$710,000
2021-03-25Sold$536,000
2021-03-02Pending sale$515,000
2021-02-25Listed for sale$515,000
2011-12-19Sold$239,500
2011-11-13Pending sale$239,500
2011-11-05Price change$239,500
2011-10-07Listed for sale--
2011-07-18Sold$300,803
2008-02-08Sold$357,500

For Sale by Agent

AgentCindy Chaves
BrokerageRE/MAX Town Center

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