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95251 Bermuda Dr, Fernandina Beach, FL, 32034

4beds
4baths
3,400sqft
$749,000
$220price/sqft
$5,690/moest. monthly cost
$227,600/yrincome needed

About This Home

Breathtaking golf, lake, & preserve views set the stage for this immaculate David Weekley home, offering 3,400 square feet of beautifully designed living space with 4 bedrooms, 3 full baths, & 1 half bath. Soaring 20-foot ceilings & dramatic floor-to-ceiling windows frame the spectacular views while filling the home with abundant natural light. The open-concept floor plan is ideal for entertaining & everyday living, featuring a chef's kitchen with granite countertops, an oversized center island, 52-inch custom wood cabinetry, stainless steel appliances, & abundant workspace. Rich hand-scraped hardwood floors, a stunning library with floor-to-ceiling custom built-ins, a spacious home office, & a wine & coffee bar add warmth, elegance, & functionality. The private first-floor owner's suite offers a spacious bath with dual vanities, soaking tub, separate shower, & a generous walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, & a versatile flex room perfect for a den, home office, fitness room, playroom, media room, or whatever best suits your lifestyle. An oversized side-entry courtyard garage provides exceptional storage, while the extended driveway accommodates up to six vehicles. The expansive screened lanai is the perfect place to unwind while taking in breathtaking sunsets & sweeping views of the 7th fairway, lake, & preserve.As a resident of Amelia National, you'll enjoy a premier gated community offering a Tom Fazio-designed championship golf course, resort-style pool, tennis & pickleball courts, a state-of-the-art fitness center, & elegant clubhouse dining.This is more than a home—it's a lifestyle. Schedule your private showing today & experience all this exceptional home has to offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Yulee High SchoolGrades 5,9-122.3 mi
9/10
Yulee Middle SchoolGrades 6-82.2 mi
9/10
Yulee Elementary SchoolGrades 3-53.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Frame,Stucco

Other

  • Builder name: David Weekley

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove

Bathroom

  • Level: Upper
  • Dimensions: 12x6

Bathroom

  • Level: Upper
  • Dimensions: 8x5

Bedroom

  • Level: Upper
  • Dimensions: 12x12

Bedroom

  • Level: Upper
  • Dimensions: 15x12

Bedroom

  • Level: Upper
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Family Room

  • Level: Lower
  • Dimensions: 19x16

Features

  • Ceiling Fan(s),French Door(s)/Atrium Door(s),Split Bedrooms,Storage,Cable TV,Vaulted Ceiling(s),Window Treatments
  • Door features: French Doors
  • Window features: Aluminum Frames,Insulated Windows,Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Level: Lower
  • Dimensions: 19x18

Master Bathroom

  • Level: Lower
  • Dimensions: 14x13

Master Bedroom

  • Level: Lower
  • Dimensions: 17x15

Office

  • Level: Lower
  • Dimensions: 15x12

Utility Room

  • Level: Lower
  • Dimensions: 11x7

Property

Details

  • Parcel number: 262N28006A00230000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Brick,Patio,Screened
  • Exterior features: Sprinkler/Irrigation
  • On waterfront: Yes
  • Waterfront features: Pond
  • Frontage type: Golf Course,Lakefront

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 57 x 182 x 86 x 176

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$484$5,808
Property Taxes $1,077$12,924
Electricity $342$4,106
Total$5,690$68,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,085/yr
40% on housing$170,700/yr
45% on housing$151,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$749,000
2019-11-01Sold$380,000
2019-10-18Pending sale$399,000
2019-09-12Price change$399,000
2019-08-09Pending sale$379,000
2019-07-01Price change$379,000
2019-06-20Price change$389,000
2019-06-04Listed for sale$399,000
2018-11-18Listing removed$399,000
2018-10-21Price change$399,000
2018-09-26Price change$419,000
2018-09-08Price change$449,000
2018-08-03Price change$459,000
2018-08-03Listing removed$3,000
2018-08-01Listed for rent$3,000
2018-06-24Price change$479,000
2018-04-03Price change$499,000
2018-02-16Price change$509,000
2018-01-01Listed for sale$529,000
2009-09-11Sold$370,000
2008-11-03Listing removed$449,000
2008-07-13Listed for sale$449,000
2007-06-07Sold$381,700

For Sale by Agent

AgentDoug Hamer
BrokerageTHE EDWARDS COMPANY

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