4203 Indian Bayou Trl #1702, Destin, FL, 32541
About This Home
Experience effortless coastal living at The Palms of Destin in this beautifully updated two-bedroom, two-bathroom condo offering a bright, inviting interior and exceptional resort amenities. This 1,175-square-foot residence features newly renovated bathrooms, upgraded flooring, refreshed kitchen countertops, and a spacious layout designed for comfortable living. The primary bedroom includes a dedicated ensuite, while the guest bedroom also enjoys Gulf views and easy access to the second full bath. The large private balcony overlooks the protected shoreline of Henderson Beach State Park, providing a tranquil backdrop for morning coffee or evening relaxation. With multiple additional county access points nearby, and The Palms provides a complimentary seasonal beach shuttle for quick, easy trips to the sand. Easy access to Henderson Beach State Park offers a great option for enjoying a full day under the sun with convenient amenities like parking and restrooms. Ideally situated near the Destin Harbor, you'll be just minutes from iconic restaurants, boating, entertainment, and adventure. Additional conveniences include an in-unit stackable washer and dryer. The Palms of Destin offers a true resort lifestyle with a lagoon-style pool, heated pool, hot tub, splash pad, fitness center, tennis, pickleball, basketball courts, playground, community grills, and on-site dining at Good Vibes Bar and the Palms Coffee House. Whether you're seeking a beach retreat, a full-time residence, or an investment property, Unit 1702 pairs comfort, convenience, and impressive amenities in the heart of Destin.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2007
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Washer
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Features
- Breakfast Bar,Recessed Lighting,Pantry
- Window features: Window Treatments
- Flooring: Tile
Interior Area
- Total structure area: 1,175
- Total interior livable area: 1,175 sqft
Kitchen
- Level: First
- Area: 90
- Dimensions: 10 x 9
Living Room
- Level: First
- Area: 308
- Dimensions: 22 x 14
Master Bedroom
- Level: First
- Area: 180
- Dimensions: 15 x 12
Property
Details
- Parcel number: 002S22231100001702
Features
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $392 | $4,704 |
| Electricity | $197 | $2,366 |
| Total | $2,250 | $27,000 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $349,000 |
| 2026-01-15 | Price change | $369,000 |
| 2025-11-21 | Listed for sale | $395,000 |
| 2021-08-13 | Sold | $400,000 |
| 2021-07-05 | Pending sale | $419,800 |
| 2021-06-16 | Price change | $419,800 |
| 2021-05-21 | Price change | $424,800 |
| 2021-05-07 | Pending sale | $394,900 |
| 2021-04-10 | Price change | $394,900 |
| 2021-03-29 | Price change | $389,500 |
| 2021-01-24 | Price change | $384,500 |
| 2020-09-23 | Price change | $379,500 |
| 2019-03-15 | Listed for sale | $349,500 |
| 2013-08-21 | Sold | $250,000 |
| 2013-05-03 | Listed for sale | $239,000 |
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