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9500 Side Brook Rd APT 406, Owings Mills, MD, 21117

2beds
1baths
1,370sqft
$259,900
$190price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

Beautiful open floor plan 4th floor condo in private and secure Condos at the Ridge, with dedicated garage parking spot. High location provides privacy and views from the home and its airy balcony. In the heart of Owings Mills but tucked away in its own protected world, this home with sparkling hardwood floors, magnificent gourmet kitchen with breakfast bar that adjoins a spacious family room with gas fireplace defines comfort, convenience and style in 1370 square feet that feels even larger. Primary bedroom is bright and airy, quite spacious, and features direct access to the dazzling white bath and a huge walk-in closet. 2nd bedroom or den off the foyer provides privacy from the primary and is good sized itself. A separate laundry room and a private balcony that overlooks the New Town Owings Mills landscape complete the pretty picture of what your life here could be.

Getting Around

41
WalkingCar-Dependent
25
TransitSome Transit
12
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
New Town High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2007

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Microwave,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit,In Unit

Bathroom1

  • Features: Soaking Tub,Bathroom - Stall Shower,Countertop(s) - Solid Surface,Flooring - Ceramic Tile
  • Level: Main

Bedroom2

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - HardWood,Crown Molding
  • Level: Main

Family Room

  • Features: Fireplace - Gas,Flooring - HardWood,Recessed Lighting
  • Level: Main

Features

  • Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Walk-In Closet(s),Soaking Tub,Bathroom - Stall Shower
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,370

Foyer

  • Features: Flooring - HardWood,Crown Molding,Recessed Lighting
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Features: Flooring - HardWood,Breakfast Bar,Granite Counters,Kitchen - Gas Cooking,Recessed Lighting,Lighting - Pendants
  • Level: Main

Living Room

  • Features: Flooring - HardWood,Crown Molding
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Elevator Installed,Accessible Entrance

Details

  • Parcel number: 04022500002686
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Tennis Court(s)

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Inside Entrance,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$82$984
Property Taxes $359$4,308
Electricity $281$3,374
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$204
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$299,900
2008-03-21Sold$285,372

For Sale by Agent

AgentDoug Magill
BrokerageGenerations Realty

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