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14776 Willemite Way NW, Ramsey, MN, 55303

2beds
2baths
1,232sqft
$244,900
$199price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

This beautifully maintained open-concept home features newer paint, new carpet & LVP flooring and newer stainless steel appliances. The spacious kitchen offers abundant cabinet storage, a convenient breakfast bar, and flows seamlessly into the dining and living areas. The private primary suite features a tray-vault celing, a spacious walk-in closet, and a private 3/4 bath. A generously sized second bedroom, full bathroom, and dedicated laundry room with addtional cabinetry and counter space. Ideally located near the COR, you'll enjoy easy access to miles of walking and hiking trails, parks, shopping, grocery stores, restaurant's, gyms and major highways for a convenient commute. **Rentals allowed subject to restrictions**

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-52.4 mi
7/10
Anoka Senior High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Upper
  • Area: 468
  • Dimensions: 26x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 283225210081
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1232

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 1,742 sqft
  • Features: Zero Lot Line
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$150$1,800
Property Taxes $227$2,724
Electricity $170$2,050
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$174
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$244,900
2026-06-19Listed for sale$249,900
2019-06-06Sold$170,000
2019-05-01Pending sale$170,000
2019-03-21Listed for sale$170,000
2015-05-02Listing removed$1,150
2015-04-27Price change$1,150
2015-04-13Listed for rent$1,195
2014-04-27Listing removed$1,100
2014-04-05Price change$1,100
2014-03-30Listed for rent$1,050
2011-01-28Listing removed$1,050
2011-01-08Listed for rent$1,050
2010-05-14Listing removed$149,900
2010-03-13Price change$149,900
2009-11-14Listed for sale$154,900
2007-11-15Sold$144,000

For Sale by Agent

AgentVivian J Backmann
BrokerageKeller Williams Classic Rlty NW

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