14642 Rhinestone Ter NW, Ramsey, MN, 55303
About This Home
This open-concept corner unit townhome features impressive two-story vaulted ceilings and an abundance of natural light streaming through side-by-side double-hung windows. The main level centers around a stone fireplace, creating a warm focal point for the spacious living area. Upstairs, a versatile loft overlooks the space below, serving as an ideal home office or additional living space alongside convenient upper-level laundry. The upper level includes two large bedrooms, highlighted by a primary suite complete with double sinks, a separate tub and shower, and two spacious closets. Enjoy outdoor living on the private patio. Situated in a prime location with easy access to the Northstar commuter train, local parks, restaurants, and shopping.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2006
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 336
- Dimensions: 16x21
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 160
- Dimensions: 16x10
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,882
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,882
- Total interior livable area: 1,882 sqft
Kitchen
- Level: Main
- Area: 272
- Dimensions: 16x17
Living Room
- Level: Main
- Area: 288
- Dimensions: 18x16
Loft
- Level: Upper
- Area: 224
- Dimensions: 14x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 283225130046
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 741
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1,132 sqft
- Lot size dimensions: Common
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $236 | $2,832 |
| Electricity | $170 | $2,050 |
| Total | $1,880 | $22,560 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $260,000 |
| 2026-07-08 | Price change | $260,000 |
| 2026-07-06 | Price change | $275,000 |
| 2026-06-25 | Listed for sale | $285,000 |
| 2019-07-17 | Sold | $218,000 |
| 2019-06-06 | Price change | $218,000 |
| 2019-05-29 | Listed for sale | $221,500 |
| 2007-05-23 | Sold | $198,715 |
View on Zillow