820 Kelly St, Lino Lakes, MN, 55014
About This Home
Welcome home to this spacious 5-bedroom, 4-level split in the heart of Lino Lakes! With plenty of room to spread out and some great recent updates, this fully finished home is a solid opportunity for a growing household or anyone who needs extra space. Inside, you'll find updated carpet and flooring throughout, giving the home a fresh, comfortable feel. The kitchen comes equipped with stainless steel appliances, all less than five years old, and a new central air conditioning system keeps things comfortable through the seasons. The four-level layout offers multiple distinct living areas great for entertaining, a home office setup, or just giving everyone their own space. With five bedrooms total, there's room for family, guests, hobbies, or whatever else you need to fit in. Just put in description 3rd 3/4 bath is plumbed and ready to be finished. For car enthusiasts, hobbyists, or anyone who needs extra storage, the extra-deep garage with extra-tall doors is a standout feature, easily fitting larger vehicles, recreational equipment, or a workshop setup. Outside, a fully fenced backyard offers a safe, private space for kids, pets, or weekend relaxing. Set in a convenient Lino Lakes neighborhood close to parks, trails, schools, shopping, and dining.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Drain Tiled,Full,Sump Pump,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 672
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,072
- Total interior livable area: 2,072 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 093122220047
- Zoning description: Residential-Single Family
- Foundation area: 1196
Features
- Levels: Four or More Level Split
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 109 x 208 x 93 x 98
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $516 | $6,192 |
| Electricity | $174 | $2,097 |
| Total | $3,391 | $40,692 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2012-09-24 | Sold | $227,912 |
| 2012-07-12 | Sold | $54,900 |
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