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614 Douglas St, Cambridge, MD, 21613

2beds
1baths
1,176sqft
$35,000
$30price/sqft
$534/moest. monthly cost
$21,360/yrincome needed

About This Home

ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins 8/28/2026, 10:00 AM. Bidding ends 9/1/2026, 12:40 PM. The list price is the suggested opening bid. Deposit: $5,000. This two-story detached house is located in Cambridge Historic District within Dorchester County. Residents can enjoy the nearby attractions such as the Generation III Marina, Choptank River Lighthouse, and Cambridge Yacht Club. The property is vacant. Conveniently located in Cambridge with easy access to major commuter routes, local amenities, and nearby destinations, this property offers a desirable location for comfortable living.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

2/10
Maple Elementary SchoolGrades PK-51.8 mi
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007143842
  • Zoning: R-4
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,150 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$18$216
Property Taxes $59$708
Electricity $281$3,374
Total$534$6,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,308/yr
40% on housing$16,020/yr
45% on housing$14,240/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$156
Dorchester County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Sold$13,920
2022-02-08Sold$28,800

Unknown Listed By

AgentAdam Shpritz
BrokerageAshland Auction Group LLC

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