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5023 Russell Rd, Woolford, MD, 21677

1beds
1baths
1,040sqft
$475,000
$457price/sqft
$2,764/moest. monthly cost
$110,560/yrincome needed

About This Home

Exceptional waterfront opportunity with gorgeous water views, deep water access, and extensive boating amenities in a welcoming, waterfront neighborhood known for its friendly and laid-back atmosphere. This fully ADA-compliant 1-bedroom home features a thoughtfully renovated full bath with roll-in tiled shower, quartz vanity, tile flooring, and barn doors designed for accessibility and ease of use. Relax on the enclosed porch overlooking the water or head outside to the impressive pier offering approximately 6’ MLW, a lookout platform, and four boat lifts including two 1,500lb jet ski lifts, an 8,000lb lift, and a 20,000lb lift installed in 2022—an incredible setup for boating, fishing, and enjoying life on the water. Additional improvements include a new 50-year architectural shingle roof with transferable warranty installed in 2023 and a new well in 2024, plus public sewer service. Wheelchair ramp and lift convey. Detached garage/workshop with concrete floors and newer electric panel offers excellent storage and workspace potential, plumbing in workshop is currently disconnected- but could be hooked up by the new owner. There is an additional storage shed near the pier perfect for kayaks, fishing gear, and outdoor equipment. Bring your personal touches and bring this home to life! Property is being sold as-is. Appointment required for all showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
South Dorchester SchoolGrades PK-88.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Oven/Range - Electric,Refrigerator,Water Heater,Electric Water Heater
  • Laundry features: Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Primary Bath(s),Upgraded Countertops
  • Door features: French Doors,Storm Door(s)
  • Flooring: Luxury Vinyl,Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Baseboard,Space Heater,Electric,Other
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Stair Lift,Grip-Accessible Features,Mobility Improvements,Other Bath Mod,Roll-in Shower,Wheelchair Mod

Details

  • Parcel number: 1016003174
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Porch
  • Has view: Yes
  • View description: River,Scenic Vista,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,River
  • Waterbody name: Fishing Creek
  • Frontage length: Water Frontage Ft: 60

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Private,Gravel,Driveway,Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$78$936
Property Taxes $4$48
Electricity $281$3,374
Total$2,764$33,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,765/yr
40% on housing$82,920/yr
45% on housing$73,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 21677
Dorchester County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 21677$290
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$450,000
2026-06-11Listed for sale$475,000
2020-06-29Listing removed$325,000
2020-06-08Listed for sale$325,000
2020-03-08Listing removed$1,300
2020-02-06Price change$1,300
2020-01-17Listed for rent$1,350
2020-01-17Listing removed$305,000
2020-01-17Price change$305,000
2019-12-20Listed for sale$325,000
2019-11-28Listing removed$1,350
2019-10-29Listed for rent$1,350
2019-10-10Listing removed$315,000
2019-07-26Price change$315,000
2019-06-14Price change$320,000
2019-03-25Price change$349,000
2018-12-21Price change$380,000
2018-11-12Listed for sale$420,000
2017-11-07Listing removed$1,300
2017-10-30Price change$1,300
2017-09-25Price change$1,400
2017-08-14Listed for rent$1,500
1993-09-17Sold$130,000

For Sale by Agent

AgentSydney Johnson Cohee
BrokerageSharon Real Estate P.C.

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