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295 Clubhouse Dr, Youngsville, NC, 27596

5beds
4baths
2,978sqft
$425,900
$143price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Check out this 5 bed/3.5 bath home in Youngsville! As you step inside you are greeted with Beautiful hardwood floors, neutral paint, and a lovely stone fireplace in the living room. The formal dining room is surrounded by windows for tons of natural light. Kitchen includes stainless steel appliances, plenty of cabinets for storage, and access to the deck/backyard. Primary bedroom includes ensuite bathroom and walk in closet. Primary bath has dual vanity and separate tub/shower. Schedule your showing today to see all this home has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Long Mill ElementaryGrades PK-51.1 mi
6/10
6/10
Franklinton HighGrades 9-124.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,978

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,978
  • Total interior livable area: 2,978 sqft

Property

Details

  • Parcel number: 038911
  • Zoning: FCO R-30
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,153$25,836
Home Insurance *$153$1,836
Property Taxes $214$2,568
Electricity $277$3,328
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 27596$216
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27596$197
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$450,800
2026-04-14Price change$457,800
2026-02-11Price change$464,700
2026-01-27Price change$471,900
2026-01-08Listed for sale$479,000
2025-05-19Listing removed$2,585
2025-04-24Listed for rent$2,585
2022-03-10Listing removed--
2022-01-31Listed for rent$2,450
2021-12-03Sold$406,100
2021-10-18Contingent$420,000
2021-10-15Listed for sale$420,000
2018-08-02Sold$281,000
2018-06-12Pending sale$289,900
2018-05-26Price change$289,900
2018-04-12Listed for sale$294,900
2015-12-01Listing removed$262,500
2015-09-11Price change$262,500
2015-07-09Listed for sale$269,900
2008-06-09Sold$270,000

For Sale by Agent

AgentKris Boschele
BrokerageIdeal Realty Inc

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