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509 Derby Rd, Eagle Pt, OR, 97524

1beds
3baths
1,296sqft
$367,000
$283price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Perched atop nearly 10 picturesque acres in the rolling hills of Eagle Point, this charming property offers breathtaking panoramic views & peaceful country living. The 1,296-sq. ft. home features a spacious 1-bdrm layout w/an ensuite bath + a generously sized loft w/its own private bath-perfect for additional sleeping quarters, guests, or flexible living space. The open floor plan is filled with natural light & showcases the surrounding scenery, while a cozy wood-burning stove adds warmth & character. Recent upgrades include a mini-split heating & cooling system, vinyl dual-pane windows & fresh exterior paint, providing comfort & efficiency. Outside, a newly added shop offers abundant storage & workspace for projects, complete with a convenient half bath. The property also includes full RV hookups, a garden area & plenty of flat, usable land ideal for outdoor activities, animals, or future improvements. A rare opportunity to enjoy privacy, space & stunning views just minutes from town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

1/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3

Features

  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Ductless,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 10664645
  • Zoning description: WR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: RV Dump,RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Territorial,Valley
  • Horses can be raised: Yes

Lot

  • Lot size: 9.68 Acres
  • Features: Garden,Landscaped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$92$1,104
Property Taxes $264$3,168
Electricity $176$2,119
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 97524$268
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97524$259
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$367,000
2026-04-14Pending sale$367,000
2026-03-10Listed for sale$367,000
2026-02-25Listing removed$380,000
2026-01-26Price change$380,000
2025-11-19Price change$385,000
2025-11-06Listed for sale$400,000
2025-09-29Pending sale$400,000
2025-09-04Price change$400,000
2025-08-19Price change$410,000
2025-07-16Listed for sale$425,000
2020-01-02Sold$200,000

For Sale by Agent

AgentMichael W Coble
BrokerageWindermere Trails End R.E.

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