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230 Swiss Avenue, Montesano, WA, 98563

5beds
5baths
4,548sqft
$879,900
$193price/sqft
$5,514/moest. monthly cost
$220,560/yrincome needed

About This Home

Unique opportunity in Swiss Meadows! Multi-generational, dual-living home with space, views, and flexibility! This ~4,550 sq ft home offers 5+ bed, 3.75 baths with an additional large bonus room upstairs. Open floor plan with hardwood floors through the kitchen and living area. Elegant kitchen and baths feature granite countertops, and the great room opens to a balcony—perfect for relaxing or dining while taking in the valley views. A spacious two-car garage includes an enclosed storage room for added functionality. The ~1,925 sq ft finished walk-out basement/ADU with separate entrance adds incredible versatility with its own kitchen, bedroom, bonus room living/dining and direct access to the backyard. Outside, you'll find ample driveway parking, fenced yard, large back deck perfect for entertaining. Hot tub, fire pit, playground, garden and fruit trees, shed all included! RV parking and attached 2-car garage! Really a turn-key, one of a kind home ready for its new owner!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 3/4 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Forced Air,Heat Pump,Electric
  • Cooling features: Ductless,Forced Air,Heat Pump

Interior Area

  • Total structure area: 4,548
  • Total interior livable area: 4,548 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 078300006400
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Fireplace
  • Topography of land: Level

Lot

  • Lot size: 0.31 Acres
  • Features: Paved,Sidewalk,Fenced-Fully

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$242$2,904
Property Taxes $512$6,144
Electricity $311$3,733
Total$5,514$66,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,051/yr
40% on housing$165,420/yr
45% on housing$147,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 98563$244
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98563$283
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,099,000
2021-10-13Sold$530,000
2021-08-27Pending sale$530,000
2021-08-08Contingent$530,000
2021-07-31Listed for sale$530,000
2019-08-23Sold$43,000
2019-07-30Pending sale$47,500
2019-07-02Listed for sale$47,500
2013-09-23Sold$33,500
2011-04-25Sold$25,000
2011-02-26Price change$29,900
2010-07-10Price change$33,900
2010-03-12Price change$42,000
2009-09-24Listed for sale$47,000

For Sale by Agent

AgentKevin Spivey
BrokerageSpivey Realty Group, LLC

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